Nu Pagamentos S.A. / Mastercard Black
Nubank Ultravioleta
Premium Nubank Mastercard Black card for Brazilian high-income clients, offering 1.25% cashback or points from 2.2 points per dollar, IOF zero on international purchases, 4 Priority Pass visits per year, unlimited access to the Nubank Ultravioleta Lounge at Guarulhos, Nu Viagens rewards and Mastercard Black protections.
Highlights
Main benefits
- Premium Nubank Mastercard Black card
- 25% cashback on credit purchases
- From 2.2 points per dollar spent
- Option to earn LATAM Pass miles
- 10% bonus miles on automatic LATAM Pass transfers
- 9 points per dollar or 5% cashback through Nu Viagens
- IOF zero on international credit card purchases
- 5% spread on international credit card purchases
- 4 Priority Pass visits per year
- Unlimited access to Nubank Ultravioleta Lounge at Guarulhos
- Cashback and points do not expire
- Cashback is available instantly
- Cashback can be used to pay the card bill or invest
- Monthly fee can be waived with spending or Nubank balance criteria
- One additional Black card at no cost
- Two free NuTags
- Dedicated Ultravioleta support
- Mastercard Black insurance and purchase protections
Fees
Fees and charges
Joining fee
R$ 89 per month
Renewal fee
R$ 89 per month
Annual fee waiver
Monthly fee waived with more than R$ 8,000 in monthly credit card spending
Monthly fee waived with R$ 50,000 saved or invested at Nubank
Monthly fee is R$ 89 when waiver criteria are not met
Who can apply
Eligibility
- Active Nubank customer or new applicant in Brazil
- No fixed minimum income rule listed by Nubank
- Approval after automatic Nubank credit analysis
- Monthly fee waiver requires more than R$ 8,000 in monthly card spending or R$ 50,000 saved or invested at Nubank
- Card availability appears after Nubank approval
Checklist
Documents required
- CPF
- Valid Brazilian identity document
- Proof of residence
- Income or financial profile information
- Nubank account registration details
- Additional information requested during Nubank credit analysis
Process
How to apply
1. Open the Nubank app or Nubank Ultravioleta product page
2. Enter your CPF or log in with your Nubank account
3. Complete or update your personal and financial profile details
4. Submit your interest in Nubank Ultravioleta
5. Wait for Nubank automatic credit analysis
6. After approval, confirm the Nubank Ultravioleta card request
7. Activate the digital card in the Nubank app
8. Activate the physical card in the Nubank app after delivery
Value
Reward and cashback structure
Reward rate
1.25% cashback on credit purchases
From 2.2 points per dollar spent
2.2 LATAM Pass miles per dollar spent in Modo LATAM Pass
10% bonus miles on automatic LATAM Pass transfers
1 qualifying point for every 4 LATAM Pass miles accumulated
9 points per dollar on flights and hotels booked through Nu Viagens
5% cashback on flights and hotels booked through Nu Viagens
IOF zero on international credit card purchases
3.5% spread on international credit card purchases
Cashback or points balance does not expire
Cashback
25% cashback on credit purchases
5% cashback on flights and hotels booked through Nu Viagens
Cashback is available instantly
Cashback balance does not expire
Cashback can be used to pay the card bill
Cashback can be invested in a Caixinha Turbo with 120% of CDI
Good fit
Pros
- Simple 1.25% cashback on credit purchases
- Flexible choice between cashback, points and LATAM Pass miles
- Good travel benefits for a Nubank ecosystem card
- IOF zero improves value on international purchases
- Cashback and points are available instantly and do not expire
- Monthly fee can be waived through spending or Nubank balance
- Strong app-based experience and dedicated support
- Includes Mastercard Black protections and concierge-style benefits
Watchouts
Cons
- Monthly fee of R$ 89 when waiver criteria are not met
- Approval depends on Nubank credit analysis
- Best value is strongest for users already inside the Nubank ecosystem
- Only 4 Priority Pass visits per year
- No fuel-specific benefit
- American-style unlimited cashback cards may be simpler for some users
- Nubank Ultravioleta Lounge is limited to Guarulhos international departures
Related
Related cards
Comparar cartões
Comparar cartões
| Field | Nubank Ultravioleta | BRB DUX Visa Infinite |
|---|---|---|
| Bank/provider | Nu Pagamentos S.A. / Mastercard Black | BRB Banco de Brasília S.A. / Visa Infinite |
| Taxa de adesão | R$ 89 per month | R$ 0 for the first 3 months, then 12 x R$ 400 = R$ 4,800 per year |
| Taxa de renovação | R$ 89 per month | 12 x R$ 400 = R$ 4,800 per year |
| Best for |
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| Taxa de recompensas |
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| Cashback |
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| Acesso a lounges |
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| Isenção de sobretaxa de combustível | Not available | Not available |
| Beneficio de boas-vindas | Not specified | 10,000 points in DUX Experience after activating the BRB DUX Visa Infinite card |
| Isenção de anuidade |
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| Elegibilidade |
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| Link de candidatura | Candidatar-se agora | Candidatar-se agora |