Scotiabank

Scotiabank Passport® Visa Infinite Business Card

One of Canada's best business credit cards, offering no foreign transaction fees, airport lounge access, Scene+ rewards, travel insurance, and business expense management tools.

BusinessBest for Business Travel, International Spending, Expense Management
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Scotiabank Passport® Visa Infinite Business Card

Highlights

Main benefits

  • No foreign transaction fees
  • 6 airport lounge visits annually
  • Travel medical insurance
  • Trip cancellation insurance
  • Trip interruption insurance
  • Flight delay insurance
  • Baggage delay insurance
  • Avis Preferred Plus membership
  • Employee cards available
  • Expense management tools
  • Transaction export tools
  • Business spending tracking
  • 1.5x Scene+ points on purchases
  • Visa worldwide acceptance
  • Comprehensive travel insurance
  • Business expense tracking
  • Employee card support

Fees

Fees and charges

Joining fee

None

Renewal fee

C$199

Annual fee waiver

Occasionally promotional offers available

Who can apply

Eligibility

  • Business owner
  • Corporation
  • Partnership
  • Sole Proprietor

Checklist

Documents required

  • Government-issued ID
  • Business registration documents
  • Business address
  • Income or business information
  • Articles of Incorporation (if applicable)

Process

How to apply

1. Apply online through Scotiabank

2. Submit business details

3. Provide identification

4. Receive approval decision

Value

Reward and cashback structure

Reward rate

1.5 Scene+ Points per C$1 spent

Cashback

Approximately 1.5% travel value

Good fit

Pros

  • No foreign transaction fees
  • Excellent for international business travel
  • Airport lounge access
  • Strong insurance package
  • Worldwide Visa acceptance

Watchouts

Cons

  • C$199 annual fee
  • Lower rewards rate than some Amex business cards
  • Business qualification required

Apply for this card

Apply now or check the details from bank source.

Apply NowSource / Reference
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FieldScotiabank Passport® Visa Infinite Business CardScotiabank Passport Visa Infinite+ Card
Bank/providerScotiabankScotiabank
Joining feeNoneNone
Renewal feeC$199C$150
Best forBusiness Travel, International Spending, Expense ManagementInternational Travel, Airport Lounge Access, No Foreign Transaction Fees
Reward rate1.5 Scene+ Points per C$1 spent
  • Groceries: 3 Scene+ Points per C$1
  • Dining: 3 Scene+ Points per C$1
  • Entertainment: 3 Scene+ Points per C$1
  • Daily Transit & Rideshare: 2 Scene+ Points per C$1
CashbackApproximately 1.5% travel value
  • Groceries: 3%
  • Dining: 3%
  • Entertainment: 3%
  • Transit: 2%
Lounge access
  • Yes
  • Lounge Program: Visa Airport Companion Program
  • Included Lounge Visits: 6 Per Year
  • Lounge Program: Visa Airport Companion
  • Included Visits: 6 per year
  • Lounge Network: 1,200+ Airport Lounges Worldwide
Fuel surcharge waiverNo
  • Fuel Surcharge Waiver: No
  • Fuel Rewards: Standard Scene+ earn rate only
Welcome benefitUp to 40,000 Scene+ PointsUp to 60,000 Scene+ Points
Annual fee waiver conditionOccasionally promotional offers available
  • First Year Free: No
  • Ongoing Waiver: Possible through eligible Scotiabank banking packages
Eligibility
  • Business owner
  • Corporation
  • Partnership
  • Canadian resident
  • Age of majority in province/territory
  • C$60,000 personal income OR
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