Scotiabank

Scotiabank Passport® Visa Infinite Business Card

One of Canada's best business credit cards, offering no foreign transaction fees, airport lounge access, Scene+ rewards, travel insurance, and business expense management tools.

BusinessBest for Business Travel, International Spending, Expense Management
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Scotiabank Passport® Visa Infinite Business Card

Highlights

Main benefits

  • No foreign transaction fees
  • 6 airport lounge visits annually
  • Travel medical insurance
  • Trip cancellation insurance
  • Trip interruption insurance
  • Flight delay insurance
  • Baggage delay insurance
  • Avis Preferred Plus membership
  • Employee cards available
  • Expense management tools
  • Transaction export tools
  • Business spending tracking
  • 1.5x Scene+ points on purchases
  • Visa worldwide acceptance
  • Comprehensive travel insurance
  • Business expense tracking
  • Employee card support

Fees

Fees and charges

Joining fee

None

Renewal fee

C$199

Annual fee waiver

Occasionally promotional offers available

Who can apply

Eligibility

  • Business owner
  • Corporation
  • Partnership
  • Sole Proprietor

Checklist

Documents required

  • Government-issued ID
  • Business registration documents
  • Business address
  • Income or business information
  • Articles of Incorporation (if applicable)

Process

How to apply

1. Apply online through Scotiabank

2. Submit business details

3. Provide identification

4. Receive approval decision

Value

Reward and cashback structure

Reward rate

1.5 Scene+ Points per C$1 spent

Cashback

Approximately 1.5% travel value

Good fit

Pros

  • No foreign transaction fees
  • Excellent for international business travel
  • Airport lounge access
  • Strong insurance package
  • Worldwide Visa acceptance

Watchouts

Cons

  • C$199 annual fee
  • Lower rewards rate than some Amex business cards
  • Business qualification required

Related

Related cards

Compare

Compare Cards

FieldScotiabank Passport® Visa Infinite Business CardSimplyCash® Preferred Card
Bank/providerScotiabankAmerican Express
Joining feeNoneZero
Renewal feeC$199C$119.88/year
Best forBusiness Travel, International Spending, Expense ManagementGrocery, Gas & Everyday Cashback
Reward rate1.5 Scene+ Points per C$1 spent4% on Groceries, 4% on gas, 2% on all other eligible purchases
CashbackApproximately 1.5% travel valueUp to 4%
Lounge access
  • Yes
  • Lounge Program: Visa Airport Companion Program
  • Included Lounge Visits: 6 Per Year
No
Fuel surcharge waiverNoNo
Welcome benefitUp to 40,000 Scene+ PointsUp to C$250 bonus value (offer may change)
Annual fee waiver conditionOccasionally promotional offers availableNo
Eligibility
  • Business owner
  • Corporation
  • Partnership
  • Canadian resident
  • Age of majority in province/territory
  • Good credit history recommended
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