Bank Norwegian
Bank Norwegian Credit Card
Bank Norwegian Credit Card is a no-annual-fee credit card in Denmark with a flexible rewards programme. Cardholders can choose 0.5% cashback or 0.5% CashPoints on purchases up to 150,000 kr per calendar year, get up to 45 days interest-free credit, up to 100,000 kr credit limit, and included travel and cancellation insurance.
Highlights
Main benefits
- 0 kr annual fee
- 5% cashback on purchases up to 150,000 kr per calendar year
- 5% CashPoints on purchases up to 150,000 kr per calendar year
- Cashback can be used to pay the credit card invoice
- CashPoints can be used for Norwegian flight purchases
- 1 CashPoint equals 1 Norwegian krone for Norwegian flight purchases
- Up to 45 days interest-free credit
- Credit limit up to 100,000 kr
- Travel and cancellation insurance included
- Flexible reward choice between cashback and CashPoints
- Online application available
Fees
Fees and charges
Joining fee
0 kr annual fee
Renewal fee
0 kr annual fee
Annual fee waiver
No annual fee
Who can apply
Eligibility
- Resident of Denmark
- Applicant must meet Bank Norwegian age and credit requirements
- Danish CPR number or national identification details required
- Regular income and repayment capacity required
- Subject to Bank Norwegian credit assessment and approval
Checklist
Documents required
- Danish CPR number or national identification details
- Valid identification for digital identity verification
- Income and employment details
- Address and contact details
- Bank account details
- Additional documents requested during Bank Norwegian’s application review
Process
How to apply
1. Visit the Bank Norwegian Denmark credit card product page
2. Start the online credit card application
3. Enter your personal, income, contact, and credit details
4. Complete identity verification through the required Danish digital identity process
5. Choose CashPoints or cashback as your reward option
6. Complete Bank Norwegian’s credit assessment and activate the card after approval
Value
Reward and cashback structure
Reward rate
0.5% cashback on purchases up to 150,000 kr per calendar year
0.5% CashPoints on purchases up to 150,000 kr per calendar year
1 CashPoint equals 1 Norwegian krone for Norwegian flight purchases
Up to 45 days interest-free credit
Credit limit up to 100,000 kr
No annual fee
Cashback
5% cashback on purchases up to 150,000 kr per calendar year
Cashback can be used to pay the credit card invoice
Cashback is available as an alternative to CashPoints
Good fit
Pros
- No annual fee
- Clear 0.5% cashback rate
- Flexible choice between cashback and CashPoints
- Cashback can reduce the card invoice
- Included travel and cancellation insurance adds value
- Up to 45 days interest-free credit
- Useful for Danish customers who travel with Norwegian
Watchouts
Cons
- 5% earning is capped at 150,000 kr per calendar year
- Best CashPoints value is mainly for Norwegian flight users
- Lounge access is not specified
- Fuel surcharge waiver is not available
- Interest cost can be high if the balance is not paid in full
- Credit approval is required
Related
Related cards
Sammenlign kort
Sammenlign kort
| Field | Bank Norwegian Credit Card | Jyske Bank Visa Credit Platinum |
|---|---|---|
| Bank/provider | Bank Norwegian | Jyske Bank |
| Oprettelsesgebyr | 0 kr annual fee | From 350 kr to 550 kr annual card price depending on customer package |
| Fornyelsesgebyr | 0 kr annual fee | From 350 kr to 550 kr annual card price depending on customer package, or from 1,095 kr to 1,700 kr per year with insurance |
| Best for |
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| Belønningssats |
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| Cashback |
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| Loungeadgang | Not specified | Not specified |
| Fritagelse for brændstoftillæg | Not available | Not available |
| Velkomstfordel | Not specified | Not specified |
| Fritagelse for årsgebyr | No annual fee |
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| Berettigelse |
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| Ansøgningslink | Ansøg nu | Ansøg nu |
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