Hanseatic Bank
Hanseatic Bank GenialCard
One of Germany's best free travel credit cards with no annual fee, no foreign transaction fees, free cash withdrawals abroad, worldwide Visa acceptance, and flexible repayment options.
TravelBest for International Travel, Foreign Spending, Free Cash Withdrawals Abroad
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Highlights
Main benefits
- No foreign transaction fees
- Free cash withdrawals worldwide
- Worldwide Visa acceptance
- Emergency card replacement assistance
- No annual fee
- No foreign transaction fees
- Free worldwide ATM withdrawals
- Worldwide Visa acceptance
- Flexible repayment options
- Apple Pay support
- Google Pay support
- Online account management
- No minimum spending requirements
Fees
Fees and charges
Joining fee
€0
Renewal fee
€0
Annual fee waiver
Lifetime Free
Who can apply
Eligibility
- Minimum age 18 years
- German residential address
- German bank account
- Positive credit assessment (SCHUFA)
Checklist
Documents required
- Government-issued ID
- German residential address
- German bank account details
- Employment and income information if requested
Process
How to apply
1. Apply online through Hanseatic Bank
2. Complete personal details
3. Verify identity
4. Receive approval decision
5. Card delivered by mail
Value
Reward and cashback structure
Reward rate
No rewards program
Cashback
None
Good fit
Pros
- Completely free credit card
- Excellent for international travel
- No foreign transaction fees
- Free cash withdrawals abroad
- Wide Visa acceptance
- Easy online application
Watchouts
Cons
- No rewards program
- No cashback
- No airport lounge access
- No travel insurance
- Limited premium benefits
Related
Related cards
Karten vergleichen
Karten vergleichen
| Field | Hanseatic Bank GenialCard | Deutsche Bank Mastercard Platin |
|---|---|---|
| Bank/provider | Hanseatic Bank | Deutsche Bank |
| Ausgabegebühr | €0 | €0 |
| Verlängerungsgebühr | €0 | €200 |
| Best for | International Travel, Foreign Spending, Free Cash Withdrawals Abroad | Premium Travel, Airport Lounge Access, Travel Insurance |
| Prämienrate | No rewards program | No rewards points program |
| Cashback | None | None |
| Lounge-Zugang | No |
|
| Verzicht auf Kraftstoffzuschlag | No | No |
| Willkommensvorteil | None | Priority Pass Membership Included |
| Jahresgebührenbefreiung | Lifetime Free | No |
| Berechtigung |
|
|
| Antragslink | Jetzt beantragen | Jetzt beantragen |
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