Banco Santander
Santander Iberia Empresas
Santander Iberia Empresas is a business credit card option for companies and self-employed professionals in Spain. It helps manage professional expenses while earning Avios or On Business Points that can be redeemed for travel with Iberia Group, British Airways, and American Airlines.
Highlights
Main benefits
- Earn Avios or On Business Points on professional expenses
- Redeem rewards for flights with Iberia Group, British Airways, and American Airlines
- Available for companies and self-employed professionals
- Two card options: Santander Iberia Business Card and Santander Iberia Icon Corporate Card
- Useful for businesses with regular travel-related spending
Fees
Fees and charges
Joining fee
Not specified
Renewal fee
Not specified
Annual fee waiver
Not specified
Who can apply
Eligibility
- Self-employed professional or company in Spain
- Banco Santander business customer
- Suitable business profile and credit approval
- Valid participation in Iberia Club or On Business rewards setup where applicable
Checklist
Documents required
- Business identification or company registration details
- Tax identification details
- Identity document of the applicant or authorised representative
- Business banking and financial information
- Additional documents requested by Banco Santander
Process
How to apply
1. Visit the Banco Santander Santander Iberia Empresas product page
2. Choose the business card option that matches your company or autónomo needs
3. Contact Banco Santander or start the application through the business banking channel
4. Provide business, identity, and financial documents
5. Complete approval and card activation through Banco Santander
Value
Reward and cashback structure
Reward rate
Santander Iberia Business Card: 1 Avios per €5 spent on purchases
Santander Iberia Icon Corporate Card: 1 Avios per €3 spent on purchases
Option to earn Avios or On Business Points on professional expenses
Cashback
Not available
Rewards are focused on Avios or On Business Points instead of cashback
Good fit
Pros
- Strong fit for business travel spending
- Rewards can be linked to Iberia travel value
- Backed by a major Spanish bank
- Suitable for both companies and autónomos
- Clear Avios earning structure on listed card variants
Watchouts
Cons
- Not a cashback-focused business card
- Joining fee is not clearly listed publicly
- Renewal fee is not clearly listed publicly
- Lounge access is not clearly listed publicly
- Best value depends on using Avios or On Business Points
Related
Related cards
Comparar tarjetas
Comparar tarjetas
| Field | Santander Iberia Empresas | Plazo Credit Line / Plazo Card |
|---|---|---|
| Bank/provider | Banco Santander | Plazo Credit S.L. / Pecunia Cards EDE, S.L.U. |
| Cuota de alta | Not specified | No joining fee |
| Cuota de renovación | Not specified | No annual fee |
| Best for |
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| Tasa de recompensas |
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| Cashback |
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| Acceso a salas VIP | Not specified | Not available |
| Exención de recargo por combustible | Not available | Not available |
| Beneficio de bienvenida | Not specified | Not specified |
| Exención de cuota anual | Not specified |
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| Elegibilidad |
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| Enlace de solicitud | Solicitar ahora | Solicitar ahora |