Paper.id

Paper Horizon Card

Paper Horizon Card is an Indonesia corporate card solution from Paper.id designed for businesses that need digital expense management, employee spending control, invoice-linked payments, team card usage and modern company financial workflows.

rewards, businessBest for Startups and SMEs in Indonesia Digital business expense management Employee spending control Team card usage Invoice and vendor payments Businesses using Paper.id workflows Companies that want modern corporate card controls
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Paper Horizon Card

Highlights

Main benefits

  • Corporate card-style solution for Indonesia
  • Designed for startups and SMEs
  • Digital expense management support
  • Employee spending control
  • Team card usage support
  • Business payment workflow integration
  • Useful for invoice and vendor payments
  • Paper.id platform ecosystem support
  • Modern alternative to traditional corporate cards
  • Good fit for companies needing spending visibility

Fees

Fees and charges

Joining fee

Not specified

Renewal fee

Not specified

Annual fee waiver

Not specified

Who can apply

Eligibility

  • Applicant must be a business or company in Indonesia
  • Business must meet Paper.id and partner approval criteria
  • Company or business registration details may be required
  • Authorized company representative must complete the application
  • Financial and transaction information may be reviewed
  • Approval depends on business verification and underwriting

Checklist

Documents required

  • Valid company or business registration documents
  • Valid identification of authorized company representative
  • Tax identification or business tax details
  • Company contact and address information
  • Bank account or financial information may be requested
  • Additional documents requested during application review

Process

How to apply

1. Visit the Paper.id Horizon Card or corporate card information page

2. Review the business card benefits and eligibility requirements

3. Start the application through Paper.id channels

4. Enter company, representative and contact details

5. Provide the requested business documents

6. Submit the application for business verification and approval review

7. After approval, set up card users and spending controls

8. Use the card for eligible business expenses and manage activity through Paper.id workflows

Value

Reward and cashback structure

Reward rate

Not specified

Cashback

Not specified

Good fit

Pros

  • Useful for digital expense management
  • Good fit for startups and SMEs
  • Helps control employee business spending
  • Supports modern business payment workflows
  • Can improve visibility over company expenses
  • Useful for teams and vendor payments
  • Integrated with Paper.id business ecosystem

Watchouts

Cons

  • Exact annual fee not specified
  • No fixed cashback rate listed
  • No fixed rewards rate listed
  • Lounge access not specified
  • Fuel surcharge waiver not specified
  • Approval depends on business verification and underwriting
  • Best value depends on Paper.id workflow usage

Related

Related cards

Bandingkan Kartu

Bandingkan Kartu

FieldPaper Horizon CardMandiri Corporate Card
Bank/providerPaper.idBank Mandiri
Biaya AwalNot specifiedNot specified
Biaya PerpanjanganNot specifiedNot specified
Best for
  • Startups and SMEs in Indonesia
  • Digital business expense management
  • Employee spending control
  • Companies in Indonesia
  • Corporate expense management
  • Employee business spending
Tingkat RewardNot specifiedNot specified
CashbackNot specifiedNot specified
Akses LoungeNot specifiedNot specified
Pembebasan Biaya Tambahan BBMNot specifiedNot specified
Manfaat Sambutan
  • Digital expense management
  • Employee spending control
  • Team card support
  • Corporate expense control
  • Employee card facility
  • Consolidated monthly billing
Pembebasan Biaya TahunanNot specifiedNot specified
Kelayakan
  • Applicant must be a business or company in Indonesia
  • Business must meet Paper.id and partner approval criteria
  • Company or business registration details may be required
  • Applicant must be a company or corporate entity in Indonesia
  • Company must meet Bank Mandiri corporate card approval criteria
  • Company financial and legal documents may be required
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