Paper.id
Paper Horizon Card
Paper Horizon Card is an Indonesia corporate card solution from Paper.id designed for businesses that need digital expense management, employee spending control, invoice-linked payments, team card usage and modern company financial workflows.

Highlights
Main benefits
- Corporate card-style solution for Indonesia
- Designed for startups and SMEs
- Digital expense management support
- Employee spending control
- Team card usage support
- Business payment workflow integration
- Useful for invoice and vendor payments
- Paper.id platform ecosystem support
- Modern alternative to traditional corporate cards
- Good fit for companies needing spending visibility
Fees
Fees and charges
Joining fee
Not specified
Renewal fee
Not specified
Annual fee waiver
Not specified
Who can apply
Eligibility
- Applicant must be a business or company in Indonesia
- Business must meet Paper.id and partner approval criteria
- Company or business registration details may be required
- Authorized company representative must complete the application
- Financial and transaction information may be reviewed
- Approval depends on business verification and underwriting
Checklist
Documents required
- Valid company or business registration documents
- Valid identification of authorized company representative
- Tax identification or business tax details
- Company contact and address information
- Bank account or financial information may be requested
- Additional documents requested during application review
Process
How to apply
1. Visit the Paper.id Horizon Card or corporate card information page
2. Review the business card benefits and eligibility requirements
3. Start the application through Paper.id channels
4. Enter company, representative and contact details
5. Provide the requested business documents
6. Submit the application for business verification and approval review
7. After approval, set up card users and spending controls
8. Use the card for eligible business expenses and manage activity through Paper.id workflows
Value
Reward and cashback structure
Reward rate
Not specified
Cashback
Not specified
Good fit
Pros
- Useful for digital expense management
- Good fit for startups and SMEs
- Helps control employee business spending
- Supports modern business payment workflows
- Can improve visibility over company expenses
- Useful for teams and vendor payments
- Integrated with Paper.id business ecosystem
Watchouts
Cons
- Exact annual fee not specified
- No fixed cashback rate listed
- No fixed rewards rate listed
- Lounge access not specified
- Fuel surcharge waiver not specified
- Approval depends on business verification and underwriting
- Best value depends on Paper.id workflow usage
Related
Related cards
Bandingkan Kartu
Bandingkan Kartu
| Field | Paper Horizon Card | Mandiri Corporate Card |
|---|---|---|
| Bank/provider | Paper.id | Bank Mandiri |
| Biaya Awal | Not specified | Not specified |
| Biaya Perpanjangan | Not specified | Not specified |
| Best for |
|
|
| Tingkat Reward | Not specified | Not specified |
| Cashback | Not specified | Not specified |
| Akses Lounge | Not specified | Not specified |
| Pembebasan Biaya Tambahan BBM | Not specified | Not specified |
| Manfaat Sambutan |
|
|
| Pembebasan Biaya Tahunan | Not specified | Not specified |
| Kelayakan |
|
|
| Tautan pengajuan | Ajukan sekarang | Ajukan sekarang |





