UOB Indonesia
UOB TMRW Credit Card
UOB TMRW Credit Card is an Indonesia cashback credit card for digital-first users, offering cashback in selected everyday categories, app-based card control, online spending features and UOB Indonesia credit card benefits.

Highlights
Main benefits
- Up to 6% cashback in selected categories
- Digital-first credit card from UOB Indonesia
- App-based card management through UOB TMRW
- Useful for online shopping and lifestyle spending
- Cashback on eligible everyday purchases
- Monthly cashback cap applies
- Online and in-store purchase support
- UOB Indonesia credit card promotions
- Good option for digital banking users
- Flexible spending control through mobile banking
Fees
Fees and charges
Joining fee
Not specified
Renewal fee
Not specified
Annual fee waiver
Not specified
Who can apply
Eligibility
- Applicant must be an individual customer in Indonesia
- Applicant must meet UOB Indonesia credit approval criteria
- Valid identity document is required
- Proof of income may be required
- Credit history may be considered during application
Checklist
Documents required
- Valid Indonesian identity document or eligible resident identity document
- Proof of income
- Proof of address or contact information
- Tax identification details may be requested
- Additional documents requested during UOB Indonesia review
Process
How to apply
1. Visit the UOB Indonesia TMRW Credit Card page
2. Review the cashback benefits and card requirements
3. Start the online application or continue through UOB Indonesia channels
4. Enter personal, contact and income details
5. Provide the requested documents
6. Submit the application for UOB Indonesia credit review
7. After approval, activate and manage the card through UOB TMRW channels
Value
Reward and cashback structure
Reward rate
Up to 6% cashback in selected categories
Cashback applies on eligible purchases
Exact cashback categories and caps depend on the UOB TMRW program
Cashback
Up to 6% cashback in selected categories
Cashback applies to eligible spending categories
Monthly cashback cap applies
Cashback rules depend on eligible transactions and category selection
Good fit
Pros
- Strong cashback potential up to 6%
- Good fit for online and lifestyle spending
- Digital card management through UOB TMRW
- Useful for everyday purchases
- Backed by UOB Indonesia card services
- Good option for users who prefer app-based banking
- Simple cashback-focused positioning
Watchouts
Cons
- Exact annual fee not specified
- Cashback depends on selected eligible categories
- Monthly cashback cap applies
- Lounge access not specified
- Fuel surcharge waiver not specified
- Approval depends on UOB Indonesia credit review
- Best value depends on matching the cashback categories
Related
Related cards
Bandingkan Kartu
Bandingkan Kartu
| Field | UOB TMRW Credit Card | Mandiri Credit Cards |
|---|---|---|
| Bank/provider | UOB Indonesia | Bank Mandiri |
| Biaya Awal | Not specified | Not specified |
| Biaya Perpanjangan | Not specified | Not specified |
| Best for |
|
|
| Tingkat Reward |
|
|
| Cashback |
|
|
| Akses Lounge | Not specified | Not specified |
| Pembebasan Biaya Tambahan BBM | Not specified | Not specified |
| Manfaat Sambutan |
|
|
| Pembebasan Biaya Tahunan | Not specified | Not specified |
| Kelayakan |
|
|
| Tautan pengajuan | Ajukan sekarang | Ajukan sekarang |





