BNI
BNI Corporate Card
BNI Corporate Card is an Indonesia corporate credit card facility from BNI designed for companies to manage employee spending, business travel, entertainment expenses, procurement payments and consolidated company billing.

Highlights
Main benefits
- Corporate credit card from BNI Indonesia
- Designed for company expense management
- Employee card facility for authorized users
- Supports business travel expenses
- Supports entertainment and representation expenses
- Supports procurement and operational payments
- Consolidated company billing
- Authorized cardholder control
- Useful for corporate spending monitoring
- Backed by BNI corporate banking services
Fees
Fees and charges
Joining fee
Not specified
Renewal fee
Not specified
Annual fee waiver
Not specified
Who can apply
Eligibility
- Applicant must be a company or corporate entity in Indonesia
- Company must meet BNI corporate card approval criteria
- Company financial and legal documents may be required
- Authorized company representative must complete the application
- Employee cardholders may need separate authorized user details
- Approval depends on BNI corporate credit review
Checklist
Documents required
- Completed corporate card application form
- Valid company legal documents
- Valid identification of authorized company representative
- Tax identification or company tax details
- Company financial statements or bank references may be requested
- Authorized cardholder application details
- Auto-debit authorization may be required
- Additional documents requested during BNI review
Process
How to apply
1. Visit the BNI Corporate Card product page
2. Review the corporate card benefits and business requirements
3. Contact BNI corporate banking or continue through BNI channels
4. Prepare company legal, financial and authorized representative documents
5. Complete the corporate card application and authorized cardholder forms
6. Submit the application and required documents to BNI
7. Wait for BNI corporate credit review
8. After approval, issue cards to authorized employees and manage company spending controls
Value
Reward and cashback structure
Reward rate
Not specified
Cashback
Not specified
Good fit
Pros
- Good option for BNI corporate banking customers
- Useful for employee business spending
- Helps separate company and personal expenses
- Supports business travel and entertainment payments
- Can simplify company expense tracking
- Consolidated billing can improve payment management
- Useful for companies with multiple authorized users
Watchouts
Cons
- Exact annual fee not specified
- No fixed cashback rate listed
- No fixed rewards rate listed
- Lounge access not specified
- Fuel surcharge waiver not specified
- Approval depends on BNI corporate credit review
- Best value depends on company spending volume and internal controls needed
Related
Related cards
Compare
Compare Cards
| Field | BNI Corporate Card | Mandiri Corporate Card |
|---|---|---|
| Bank/provider | BNI | Bank Mandiri |
| Joining fee | Not specified | Not specified |
| Renewal fee | Not specified | Not specified |
| Best for |
|
|
| Reward rate | Not specified | Not specified |
| Cashback | Not specified | Not specified |
| Lounge access | Not specified | Not specified |
| Fuel surcharge waiver | Not specified | Not specified |
| Welcome benefit |
|
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| Annual fee waiver condition | Not specified | Not specified |
| Eligibility |
|
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| Apply link | Apply Now | Apply Now |





