UOB Indonesia

UOB TMRW Credit Card

UOB TMRW Credit Card is an Indonesia cashback credit card for digital-first users, offering cashback in selected everyday categories, app-based card control, online spending features and UOB Indonesia credit card benefits.

cashback, rewards, shoppingBest for Cashback users in Indonesia Online shopping and lifestyle spending Users who prefer app-based banking Everyday spending across selected categories UOB Indonesia customers looking for a digital credit card
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UOB TMRW Credit Card

Highlights

Main benefits

  • Up to 6% cashback in selected categories
  • Digital-first credit card from UOB Indonesia
  • App-based card management through UOB TMRW
  • Useful for online shopping and lifestyle spending
  • Cashback on eligible everyday purchases
  • Monthly cashback cap applies
  • Online and in-store purchase support
  • UOB Indonesia credit card promotions
  • Good option for digital banking users
  • Flexible spending control through mobile banking

Fees

Fees and charges

Joining fee

Not specified

Renewal fee

Not specified

Annual fee waiver

Not specified

Who can apply

Eligibility

  • Applicant must be an individual customer in Indonesia
  • Applicant must meet UOB Indonesia credit approval criteria
  • Valid identity document is required
  • Proof of income may be required
  • Credit history may be considered during application

Checklist

Documents required

  • Valid Indonesian identity document or eligible resident identity document
  • Proof of income
  • Proof of address or contact information
  • Tax identification details may be requested
  • Additional documents requested during UOB Indonesia review

Process

How to apply

1. Visit the UOB Indonesia TMRW Credit Card page

2. Review the cashback benefits and card requirements

3. Start the online application or continue through UOB Indonesia channels

4. Enter personal, contact and income details

5. Provide the requested documents

6. Submit the application for UOB Indonesia credit review

7. After approval, activate and manage the card through UOB TMRW channels

Value

Reward and cashback structure

Reward rate

Up to 6% cashback in selected categories

Cashback applies on eligible purchases

Exact cashback categories and caps depend on the UOB TMRW program

Cashback

Up to 6% cashback in selected categories

Cashback applies to eligible spending categories

Monthly cashback cap applies

Cashback rules depend on eligible transactions and category selection

Good fit

Pros

  • Strong cashback potential up to 6%
  • Good fit for online and lifestyle spending
  • Digital card management through UOB TMRW
  • Useful for everyday purchases
  • Backed by UOB Indonesia card services
  • Good option for users who prefer app-based banking
  • Simple cashback-focused positioning

Watchouts

Cons

  • Exact annual fee not specified
  • Cashback depends on selected eligible categories
  • Monthly cashback cap applies
  • Lounge access not specified
  • Fuel surcharge waiver not specified
  • Approval depends on UOB Indonesia credit review
  • Best value depends on matching the cashback categories

Related

Related cards

Compare

Compare Cards

FieldUOB TMRW Credit CardMandiri Credit Cards
Bank/providerUOB IndonesiaBank Mandiri
Joining feeNot specifiedNot specified
Renewal feeNot specifiedNot specified
Best for
  • Cashback users in Indonesia
  • Online shopping and lifestyle spending
  • Users who prefer app-based banking
  • Bank Mandiri customers in Indonesia
  • Users who want rewards and merchant offers
  • Shopping and lifestyle purchases
Reward rate
  • Up to 6% cashback in selected categories
  • Cashback applies on eligible purchases
  • Exact cashback categories and caps depend on the UOB TMRW program
  • Reward points on eligible purchases
  • Reward rate varies by card variant
  • Additional promotional rewards may apply at selected merchants
Cashback
  • Up to 6% cashback in selected categories
  • Cashback applies to eligible spending categories
  • Monthly cashback cap applies
  • Cashback rules depend on eligible transactions and category selection
  • Promo-based cashback at selected merchants
  • Cashback offers may apply during eligible campaigns
  • Exact cashback rate varies by card variant and promotion
Lounge accessNot specifiedNot specified
Fuel surcharge waiverNot specifiedNot specified
Welcome benefit
  • Cashback in selected categories
  • Digital card management through UOB TMRW
  • Online and in-store purchase support
  • Reward points on eligible purchases
  • Merchant discounts and promotional offers
  • Installment options at participating merchants
Annual fee waiver conditionNot specifiedNot specified
Eligibility
  • Applicant must be an individual customer in Indonesia
  • Applicant must meet UOB Indonesia credit approval criteria
  • Valid identity document is required
  • Applicant must be an individual customer in Indonesia
  • Applicant must meet Bank Mandiri credit approval criteria
  • Valid identity document is required
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