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Cashback Picks in India

Credit Card

Rewards are provided as 24K digital gold instead of direct cashback

UNI GoldX Credit Card is a lifetime-free RuPay credit card that rewards users with 24K digital gold on UPI and card spends while also offering zero forex markup for international transactions.

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Credit Card

HDFC Millennia Credit Card

5% CashBack on leading brands - Amazon, Flipkart, Myntra, Tata CLiQ, Swiggy, Zomato, Uber, BookMyShow, Sony LIV and Cult.fit.

Discover the HDFC Millennia Credit Card, your go-to cashback card for online shopping. Enjoy rewards on platforms like Amazon, Swiggy, and more!

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Credit Card

Stable Money – Suryoday Bank FD Backed Credit Card

0.5% cashback on online, offline, and UPI spends.

An FD-backed RuPay credit card offered through Stable Money in partnership with Suryoday Small Finance Bank. It is designed for beginners, students, low-credit-score users, and people wanting a lifetime free secured credit card with cashback and UPI support.

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Credit Card

IDFC FIRST WOW Credit Card

No direct cashback structure, Rewards-based benefits instead of flat cashback

FD-backed lifetime free credit card with 0% forex markup, UPI support, reward points, and easy approval even for users with low or no credit history. Best suited for beginners and international spending.

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