HDFC bank
HDFC infinia metal credit card
Get the HDFC Infinia Metal Credit Card — a premium rewards credit card with luxury travel benefits, unlimited lounge access, SmartBuy rewards, and exclusive lifestyle privileges.
Highlights
Main benefits
- Premium metal credit card
- Unlimited airport lounge access
- Up to 10X SmartBuy rewards
- Complimentary Club Marriott membership
- Unlimited golf benefits
- Priority Pass membership included
- Luxury concierge services
Fees
Fees and charges
Joining fee
₹12,500 + gst
Renewal fee
₹12,500 + gst
Annual fee waiver
Annual fee waived on achieving eligible yearly spending milestones.
Who can apply
Eligibility
- Invitation-only premium credit card.
- High income and strong credit profile preferred.
- Existing HDFC relationship may improve eligibility.
- Good credit score preferred (750+ improves approval chances).
Checklist
Documents required
- PAN Card
- Aadhaar Card
- Address Proof
- Income Proof / Salary Slips
- Bank Statements
- Passport-size Photograph
Process
How to apply
1. Visit the official HDFC Infinia Metal Credit Card page.
2. Check invitation or eligibility status.
3. Enter your details:
- Mobile number
- PAN card
- Income details
- Employment details
4. Upload required documents (if needed).
5. Complete video KYC / OTP verification.
6. HDFC reviews:
- Credit score
- Income profile
- Existing banking relationship
- Spending history
7. After approval, the card is delivered to your registered address.
Value
Reward and cashback structure
Reward rate
Earn 5 Reward Points for every ₹150 spent and up to 10X rewards on SmartBuy purchases.
Cashback
High-value reward points redemption on flights, hotels, Apple products, vouchers, and SmartBuy bookings.
Good fit
Pros
- Excellent reward points system
- Strong travel and lounge benefits
- High SmartBuy reward value
- Premium dining and golf privileges
- Luxury concierge services
- Good reward redemption options
Watchouts
Cons
- Very high annual fee
- Invitation-only eligibility
- Best rewards mainly through SmartBuy
- High spending required for maximum value
- Not suitable for beginners
Related
Related cards
Compare
Compare Cards
| Field | HDFC infinia metal credit card | HDFC Diners Club Black METAL Credit Card |
|---|---|---|
| Bank/provider | HDFC bank | HDFC Bank |
| Joining fee | ₹12,500 + gst | ₹10,000/- plus Applicable Taxes |
| Renewal fee | ₹12,500 + gst | ₹10,000/- plus Applicable Taxes |
| Best for | Luxury travel, premium rewards, airport lounge access, dining, and high-spending users | Luxury travel, airport lounge access, and maximum reward points on high spending |
| Reward rate | Earn 5 Reward Points for every ₹150 spent and up to 10X rewards on SmartBuy purchases |
|
| Cashback | High-value reward points redemption on flights, hotels, Apple products, vouchers, and SmartBuy bookings | Cashback redemption value: around ₹0.30 per point against statement balance |
| Lounge access | Unlimited Included domestic and international airport lounge access with Priority Pass membership | Unlimited lounge access to 1,300+ lounges in India and abroad for primary and add-on card members |
| Fuel surcharge waiver | 1% fuel surcharge waiver on eligible fuel transactions across India | 1% waiver at fuel stations across India on transactions above ₹400, with a maximum waiver of ₹1,000 per statement cycle |
| Welcome benefit | Get 12,500 welcome reward points and complimentary Club Marriott membership on eligible activation | Annual memberships of Club Marriott, Amazon Prime and Swiggy One on 1.5 Lakh spends in first 90 days |
| Annual fee waiver condition | Annual fee waived on achieving eligible yearly spending milestones | Spend ₹ 8 lakh in 12 Months and get Renewal Fee waived for next renewal year |
| Eligibility |
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| Apply link | Apply | Apply |