ICICI Bank
ICICI Bank 1838 Reserve Credit Card
The ICICI Bank 1838 Reserve Credit Card is an ultra-premium credit card launched in association with Times Internet Limited and Visa. Named after the founding year of The Times of India, the card features artwork inspired by artist Krishen Khanna's celebrated Bandwalla series.
premiumBest for Designed for affluent customers, it combines luxury hospitality, exclusive club memberships, concierge services and rewards on eligible domestic and international spending.
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Highlights
Main benefits
- The Quorum Club: Full-access membership with access to 280+ private clubs across 52 countries.
- Luxury Villa Stay: Complimentary overnight stay at select Lohono Stays Platinum Villas, advertised value ₹50,000.
- Premium Welcome Gift: Choose an eligible gift from Marshall, Smeg or Le Creuset via Tata CLiQ Luxury, advertised value ₹25,000.
- Museum Experience: Curated Klook experience for the cardholder and one guest, advertised value ₹7,500.
- Dedicated Concierge: Unlimited concierge requests through Crib Life, with a dedicated Lifestyle Manager.
- Harrods Gold Tier: Complimentary Gold Tier status at Harrods.
- Accor+ Explorer: Hotel, travel and dining privileges.
- ITC Hotels: Stay three nights and pay for two at eligible properties.
- Truefitt & Hill: Four Royal Signature Services annually, one per quarter.
- Zero Forex Markup: No forex markup on international spending.
- Airport Fast-Track: Two entries at select international airports for the primary cardholder and one guest.
- Visa Services: Dedicated visa assistance for the primary cardholder.
Fees
Fees and charges
Joining fee
₹1,75,000 + GST
Renewal fee
₹1,75,000 + GST
Annual fee waiver
Not available
Who can apply
Eligibility
- Indian citizen aged 21 or above.
- Available by invitation only.
- Intended for affluent customers with a suitable financial profile and banking relationship.
Final eligibility and approval are determined by ICICI Bank.
Checklist
Documents required
- PAN card or other accepted identity proof.
- Address proof.
- Income or financial documents.
- Additional information required for eligibility verification.
Process
How to apply
1. Contact your ICICI Bank Relationship Manager.
2. Express interest through the official 1838 Reserve Credit Card webpage.
3. Complete the bank's eligibility assessment and verification process.
4. Follow the bank's instructions for approval and card issuance.
Value
Reward and cashback structure
Reward rate
- Domestic Eligible Spending: 3% in reward points, as advertised by the issuer.
- International Eligible Spending: 2% in reward points.
- Forex Markup: 0% on international spending.
- Overall Reward Cap: 1,00,000 reward points per month.
- Combined Monthly Cap: 10,000 reward points for utility, telecom, government, tax, education and insurance spending.
Cashback
No direct cashback advertised
Good fit
Pros
- Zero forex markup on international spending.
- Attractive advertised reward rates for eligible transactions.
- Exclusive private-club membership.
- Luxury villa stay and welcome-gift benefits.
- Dedicated concierge and lifestyle privileges.
- Premium Visa Infinite Privilege positioning.
Watchouts
Cons
- Very high joining and annual fees.
- No annual fee waiver.
- Invitation-only availability.
- Reward points have redemption conditions and monthly caps.
- Fuel, rent, e-wallet loading and EMI transactions are excluded from rewards.
- The annual fee may outweigh the benefits for customers who do not use the luxury memberships and experiences.
Related
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Compare
Compare Cards
| Field | ICICI Bank 1838 Reserve Credit Card | Amazon pay ICICI credit card |
|---|---|---|
| Bank/provider | ICICI Bank | ICICI bank |
| Joining fee | ₹1,75,000 + GST | 0 |
| Renewal fee | ₹1,75,000 + GST | 0 |
| Best for | Designed for affluent customers, it combines luxury hospitality, exclusive club memberships, concierge services and rewards on eligible domestic and international spending | Amazon shopping, online spending, cashback rewards, and everyday purchases |
| Reward rate |
| Earn cashback on Amazon purchases and reward benefits on everyday spending |
| Cashback | No direct cashback advertised | 5% cashback for Amazon Prime users and 3% cashback for non-Prime users on Amazon purchases |
| Lounge access |
| Limited airport lounge access may be available on eligible offers and spends |
| Fuel surcharge waiver | A 1% fuel surcharge waiver is advertised, subject to applicable transaction limits and terms | 1% fuel surcharge waiver on eligible fuel transactions |
| Welcome benefit |
| Enjoy Amazon Pay cashback and exclusive shopping offers on eligible transactions |
| Annual fee waiver condition | Not available | No joining fee and no annual fee for lifetime |
| Eligibility |
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| Apply link | Apply Now | Apply Now |
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