ABN AMRO

ABN AMRO Credit Card

ABN AMRO Credit Card is a Dutch Mastercard credit card for secure worldwide online and in-store payments, with purchase insurance, travel-related protection, Apple Pay support, and a cashback signup offer for eligible new applicants.

cashback, travel, shoppingBest for Users in the Netherlands who want a simple Mastercard credit card Online shoppers who want purchase protection Travellers who need a credit card for hotels and car rentals ABN AMRO customers who want an easy bank-linked credit card Users who want a one-time cashback signup offer
Nu aanvragen
ABN AMRO Credit Card

Highlights

Main benefits

  • €25 cashback offer for eligible new applicants
  • Standard Mastercard credit card from ABN AMRO
  • Secure payments worldwide and online
  • Purchases insured for 180 days against theft, loss, and damage
  • Delivery guarantee included for purchases
  • Apple Pay support
  • Useful for hotels and car rentals
  • Flight delay insurance may be included
  • Luggage delay insurance may be included
  • Convenient backup payment option while travelling
  • Serviced by International Card Services
  • Good simple credit card for ABN AMRO customers

Fees

Fees and charges

Joining fee

€0 joining fee

Renewal fee

€2.55/month

Annual fee waiver

No standard annual fee waiver

Monthly card fee applies

Who can apply

Eligibility

  • Applicant must be 18 years or older
  • Applicant must live in the Netherlands
  • Applicant must have a qualifying ABN AMRO current account
  • Applicant must have at least €1,350 net monthly income or sufficient freely taxable assets
  • Temporary residence permit holders are generally not eligible
  • Application approval depends on ABN AMRO and ICS review

Checklist

Documents required

  • Valid official identity document
  • Dutch residential address details
  • ABN AMRO current account details
  • Income information or asset information
  • Contact details and personal information
  • Additional documents requested during application review

Process

How to apply

1. Visit the ABN AMRO credit cards page

2. Choose the ABN AMRO Credit Card

3. Start the online application

4. Log in or confirm ABN AMRO current account details

5. Enter or confirm personal, contact, and income details

6. Review the card fee, cashback offer, insurance, and payment features

7. Submit the application online

8. Wait for the ICS application review

9. Choose a PIN using the instructions sent by ICS

10. Activate the card after approval and delivery

Value

Reward and cashback structure

Reward rate

No ongoing rewards points earning rate

No fixed ongoing cashback percentage

€25 cashback for eligible new cardholders who make a purchase within 90 days

Cashback

€25 cashback for eligible new ABN AMRO Credit Card applicants

Cashback is paid into the linked ABN AMRO current account

A card purchase is required within 90 days after receiving the card

Good fit

Pros

  • Simple Dutch bank credit card
  • €25 cashback signup offer adds starting value
  • Mastercard acceptance is broad worldwide
  • Useful for online shopping
  • Purchase insurance for 180 days
  • Useful for travel bookings and car rentals
  • Apple Pay support is available
  • Good option for existing ABN AMRO customers
  • Lower monthly fee than premium credit cards

Watchouts

Cons

  • No ongoing fixed cashback percentage
  • No rewards points earning rate
  • Monthly fee applies
  • Requires ABN AMRO banking relationship
  • No standard complimentary airport lounge access
  • Income and residence requirements apply
  • Not ideal for users looking for premium travel rewards
  • Dutch supermarkets and some local merchants may not accept credit cards

Related

Related cards

Kaarten vergelijken

Kaarten vergelijken

FieldABN AMRO Credit CardAmerican Express Business Gold Card Netherlands
Bank/providerABN AMROAmerican Express
Instapkosten€0 joining feeNot specified
Verlengingskosten€2.55/month€270/year
Best for
  • Users in the Netherlands who want a simple Mastercard credit card
  • Online shoppers who want purchase protection
  • Travellers who need a credit card for hotels and car rentals
  • Business owners in the Netherlands who want a rewards card
  • Freelancers and entrepreneurs who want to separate business expenses
  • Companies that want employee cards for professional spending
Beloningspercentage
  • No ongoing rewards points earning rate
  • No fixed ongoing cashback percentage
  • €25 cashback for eligible new cardholders who make a purchase within 90 days
  • 1 Membership Rewards point per €1 spent on eligible purchases
  • Points can be redeemed for travel, shopping, statement credit, gift cards, and partner rewards
  • Up to 4 airport lounge visits per membership year
Cashback
  • €25 cashback for eligible new ABN AMRO Credit Card applicants
  • Cashback is paid into the linked ABN AMRO current account
  • A card purchase is required within 90 days after receiving the card
  • No direct fixed cashback rate
  • Points can be redeemed for statement credit or rewards depending on redemption option
  • Best value usually comes from Membership Rewards and partner redemptions
Lounge-toegang
  • No standard Included airport lounge access
  • Travel value is mainly through worldwide acceptance, purchase insurance, luggage delay insurance, and flight delay insurance
  • Up to 4 Included airport lounge visits per membership year
  • Lounge visits are useful for business travel
  • Travel value is mainly through lounge access, Membership Rewards, and American Express business services
Vrijstelling brandstoftoeslagNot availableNot available
Welkomstvoordeel
  • €25 cashback for eligible new cardholders
  • Cashback requires a valid purchase within 90 days after card receipt
  • Welcome Membership Rewards points may be available during promotional periods
  • Business card benefits may include lounge visits and supplementary cards
Vrijstelling jaarlijkse kosten
  • No standard annual fee waiver
  • Monthly card fee applies
  • No standard annual fee waiver
  • Annual card fee applies
Geschiktheid
  • Applicant must be 18 years or older
  • Applicant must live in the Netherlands
  • Applicant must have a qualifying ABN AMRO current account
  • Applicant should represent an eligible business, professional activity, or company in the Netherlands
  • Applicant should have a valid Dutch business or professional bank account accepted by American Express Netherlands
  • Applicant should meet American Express business and financial assessment requirements
AanvraaglinkNu aanvragenNu aanvragen