Circle K and SEB Kort
Circle K EXTRA Mastercard
Circle K EXTRA Mastercard is a Norwegian fuel and rewards credit card for Circle K customers. It gives fuel discount at staffed Circle K stations in Norway, discount on Circle K fast charging, 5% bonus on eligible store purchases at Circle K stations, no annual fee, digital wallet support, and EXTRA insurance benefits for misfuelling and rental car excess protection.
Highlights
Main benefits
- 0 kr annual fee
- 75 øre per litre fuel discount for the first 30 days
- 40 øre per litre fuel discount at staffed Circle K stations in Norway after the welcome period
- 40 øre per kWh discount on Circle K fast chargers in Norway
- 5% bonus on eligible store purchases at Circle K stations in Norway
- Can be used anywhere Mastercard is accepted
- EXTRA insurance for misfuelling protection
- Rental car excess protection included
- Apple Pay and Garmin Pay supported
- No invoice fee with eFaktura
- Additional cards available for family members
- Representative effective interest rate of 30.05% based on 15,000 kr over 12 months
Fees
Fees and charges
Joining fee
0 kr annual fee
Renewal fee
0 kr annual fee
Annual fee waiver
No annual fee
No invoice fee when using eFaktura
Who can apply
Eligibility
- Resident of Norway
- Circle K EXTRA account required to apply
- Applicant must meet SEB Kort credit requirements
- Norwegian identity verification required
- Subject to individual credit assessment and approval
- Intended for personal use, fuel purchases, station purchases, and general Mastercard payments
Checklist
Documents required
- Norwegian national identity number
- Valid identification for BankID verification
- Circle K EXTRA account details
- Income and employment details
- Address and contact details
- Additional documents requested during SEB Kort’s application review
Process
How to apply
1. Visit the Circle K EXTRA Mastercard Norway product page
2. Log in to your Circle K EXTRA account or create a new Circle K EXTRA account
3. Start the online Circle K EXTRA Mastercard application
4. Enter your personal, income, contact, and credit details
5. Complete identity verification and submit the application for credit assessment
6. Activate the approved card and link it with Circle K EXTRA benefits
7. Use the card at Circle K stations, Circle K fast chargers, and Mastercard merchants
Value
Reward and cashback structure
Reward rate
75 øre per litre fuel discount for the first 30 days
40 øre per litre fuel discount at staffed Circle K stations in Norway after the welcome period
40 øre per kWh discount on Circle K fast chargers in Norway
5% bonus on eligible store purchases at Circle K stations in Norway
No annual fee
Representative effective interest rate of 30.05% based on 15,000 kr over 12 months
Cashback
Not specified
Value is mainly provided through fuel discount, charging discount, and Circle K bonus instead of fixed cashback
5% bonus on eligible store purchases at Circle K stations in Norway
Good fit
Pros
- Strong fuel discount for Circle K users in Norway
- Welcome fuel discount is higher for the first 30 days
- EV charging discount adds value for electric car users
- 5% bonus on eligible Circle K store purchases
- No annual fee
- Can be used outside Circle K wherever Mastercard is accepted
- Digital wallet support is convenient
- EXTRA insurance adds useful driving protection
Watchouts
Cons
- Best fuel value is mainly at staffed Circle K stations in Norway
- 5% bonus does not apply to fuel, charging, tobacco, lottery, cash withdrawals, or person-to-person transfers
- No fixed universal cashback rate specified
- Lounge access is not specified
- Fuel surcharge waiver is not available
- Interest cost can be high if the balance is not paid in full
- Credit approval is required
Related
Related cards
Sammenlign kort
Sammenlign kort
| Field | Circle K EXTRA Mastercard | TF Bank Mastercard |
|---|---|---|
| Bank/provider | Circle K and SEB Kort | TF Bank |
| Etableringsgebyr | 0 kr annual fee | 0 kr annual fee |
| Fornyelsesgebyr | 0 kr annual fee | 0 kr annual fee |
| Best for |
|
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| Belønningssats |
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| Cashback |
|
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| Lounge-tilgang | Not specified | Not specified |
| Fritak for drivstofftillegg | Not available | Not available |
| Velkomstfordel |
| Not specified |
| Fritak for årsgebyr |
| No annual fee |
| Kvalifisering |
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| Søknadslenke | Søk nå | Søk nå |