American Express
Amex Blue Cash Everyday® Card
A no-annual-fee U.S. cashback credit card from American Express offering bonus cashback on U.S. supermarkets, U.S. gas stations, and U.S. online retail purchases.
Highlights
Main benefits
- $0 annual fee
- 3% cash back at U.S. supermarkets
- 3% cash back at U.S. gas stations
- 3% cash back on U.S. online retail purchases
- 1% cash back on other eligible purchases
- Cashback earned as Reward Dollars
- Welcome offer may be available for eligible new cardmembers
- Useful for everyday U.S. household spending
- Disney Streaming Credit available with enrollment
- Purchase protection benefits may apply
Fees
Fees and charges
Joining fee
$0
Renewal fee
$0 annual fee
Annual fee waiver
Not required because the card has a $0 annual fee.
Who can apply
Eligibility
Best suited for U.S. applicants with a good credit profile. Approval depends on American Express underwriting, credit history, income, debt obligations, identity verification, and other factors.
Checklist
Documents required
- Government-issued ID
- Social Security Number or ITIN, where applicable
- U.S. residential address
- Income/employment details
- Date of birth
- Contact details
Process
How to apply
1. Visit the official American Express Blue Cash Everyday® Card page
2. Check the latest welcome offer, APR, fees, and terms
3. Click “Apply Now”
4. Enter personal, income, and contact details
5. Submit the application and wait for approval decision
Value
Reward and cashback structure
Reward rate
3% cash back at U.S. supermarkets on up to $6,000 per year, then 1%;
3% cash back on U.S. online retail purchases on up to $6,000 per year, then 1%;
3% cash back at U.S. gas stations on up to $6,000 per year, then 1%;
1% cash back on other eligible purchases;
Cashback
Cash back is earned as Reward Dollars and can be redeemed as statement credit.
Good fit
Pros
- No annual fee
- Strong cashback for groceries, gas, and online shopping
- Good everyday card for U.S. families and students with eligible credit
- Useful Disney Streaming Credit with enrollment
- No rotating categories to activate for main rewards
- Better category rewards than basic 1.5% cashback cards
- Good companion card with a flat 2% cashback card
Watchouts
Cons
- Bonus cashback categories have annual spending caps
- Only 1% cashback outside bonus categories
- No airport lounge access
- Not ideal for premium travel benefits
- American Express acceptance may be lower than Visa or Mastercard in some places
- Foreign transaction fee may apply, so not ideal for international travel
- Requires U.S. credit eligibility
Related
Related cards
Compare
Compare Cards
| Field | Amex Blue Cash Everyday® Card | Chase Sapphire Preferred® Card |
|---|---|---|
| Bank/provider | American Express | Chase Bank USA |
| Joining fee | $0 | $95 annual fee |
| Renewal fee | $0 annual fee | $95 annual fee |
| Best for | Groceries, gas, online shopping, everyday U.S. spending, users who want cashback without paying an annual fee | Travel rewards, Chase Ultimate Rewards® points, dining, hotel bookings, international travel, beginners who want a serious travel card |
| Reward rate |
|
|
| Cashback | Cash back is earned as Reward Dollars and can be redeemed as statement credit |
|
| Lounge access | No Included airport lounge access | No Included airport lounge access |
| Fuel surcharge waiver | Not applicable / No specific fuel surcharge waiver | Not applicable / No specific fuel surcharge waiver |
| Welcome benefit | Welcome offer may be as high as $200 cash back after spending $2,000 in purchases within the first 6 months, depending on current offer eligibility and application channel | Welcome offer changes over time and may vary by user or channel. A commonly listed recent offer is bonus points after meeting a minimum spend requirement in the first 3 months, so check Chase’s official application page before publishing the exact number |
| Annual fee waiver condition | Not required because the card has a $0 annual fee |
|
| Eligibility |
|
|
| Apply link | Apply | Apply |