Itaú

Itaú Empresas Visa Infinite

Itaú Empresas Visa Infinite is a premium business credit card for companies in Brazil, offering points on domestic and international spending, Visa Infinite travel benefits, lounge access and digital card management for business expenses.

rewards, travel, businessBest for Small and medium businesses in Brazil Itaú Empresas customers Companies with regular domestic and international card spending Business owners who want to separate company and personal expenses Business travelers who value Visa Infinite benefits
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Itaú Empresas Visa Infinite

Highlights

Main benefits

  • Premium Visa Infinite business card for Brazilian companies
  • Designed for small and medium businesses
  • 2 points per US$1 on domestic purchases
  • 3 points per US$1 on international purchases
  • 2 complimentary lounge visits per year
  • Visa Airport Companion lounge access
  • Visa Infinite Lounge access at São Paulo Guarulhos Terminal 3
  • Visa Infinite travel insurance-style benefits
  • Rental vehicle insurance benefit
  • Baggage delay and travel protection benefits
  • Remote technology support for smartphones, laptops and PCs
  • Business expense separation and control
  • Digital card management through Itaú Empresas channels

Fees

Fees and charges

Joining fee

Not specified

Renewal fee

Not specified

Annual fee waiver

Possible annual fee waiver with monthly invoice spending above R$ 10,000

Who can apply

Eligibility

  • Brazilian company with CNPJ
  • Itaú Empresas customer or eligible business applicant
  • Suitable for small and medium businesses
  • Approval depends on Itaú business credit analysis
  • Application must be completed by an authorized business representative

Checklist

Documents required

  • CNPJ details
  • Business registration information
  • Identification document of the legal or authorized representative
  • Company financial information requested during application
  • Itaú Empresas account or access details when applying through digital channels

Process

How to apply

1. Open the Itaú Empresas app or access Itaú Empresas on a computer

2. Log in with the company account details

3. Go to the cards or credit card section

4. Select the option to request an Itaú Empresas credit card

5. Choose Itaú Empresas Visa Infinite when available for the company profile

6. Complete the company and representative information

7. Submit the request for Itaú credit analysis

8. After approval, unlock and manage the card through Itaú Empresas digital channels

Value

Reward and cashback structure

Reward rate

2 points per US$1 spent on domestic purchases

3 points per US$1 spent on international purchases

Points can be used through Itaú rewards options

Cashback

Not specified

Good fit

Pros

  • Strong premium business card for Itaú Empresas customers
  • Good points rate for international company spending
  • Useful lounge access for business travelers
  • Includes Visa Infinite travel benefits
  • Helps manage and separate business expenses
  • Digital management through Itaú Empresas channels
  • First annual fee free
  • Potential annual fee waiver for higher monthly spending

Watchouts

Cons

  • Only available to eligible business customers
  • Exact renewal fee not clearly listed on main issuer page
  • Lounge access is limited to 2 complimentary visits per year
  • No fixed cashback rate listed
  • Fuel surcharge waiver not specified
  • Best value depends on company spending volume

Related

Related cards

Comparar cartões

Comparar cartões

FieldItaú Empresas Visa InfiniteBRB DUX Visa Infinite
Bank/providerItaúBRB Banco de Brasília S.A. / Visa Infinite
Taxa de adesãoNot specifiedR$ 0 for the first 3 months, then 12 x R$ 400 = R$ 4,800 per year
Taxa de renovaçãoNot specified12 x R$ 400 = R$ 4,800 per year
Best for
  • Small and medium businesses in Brazil
  • Itaú Empresas customers
  • Companies with regular domestic and international card spending
  • High-income BRB clients invited to the DUX segment
  • Brazilian users wanting one of the highest points rates on credit card spending
  • Frequent travellers who value unlimited lounge access
Taxa de recompensas
  • 2 points per US$1 spent on domestic purchases
  • 3 points per US$1 spent on international purchases
  • Points can be used through Itaú rewards options
  • 5 points per US$1 on transactions made in Brazil
  • 7 points per US$1 on international transactions
  • 10,000 DUX Experience points after card activation
  • Points can be used with Smiles, LATAM Pass, TudoAzul and In Mais partners
CashbackNot specified
  • Points can be exchanged for cashback on the card bill
  • DUX Experience points can also be used for annual fee discount
  • Cashback is available through DUX Experience redemption rather than a fixed cashback rate
Acesso a lounges
  • 2 Included lounge visits per year through Visa Airport Companion
  • Access to eligible airport lounges through Visa Airport Companion
  • Access to Visa Infinite Lounge at São Paulo Guarulhos Terminal 3
  • Unlimited access to BRB VIP lounges
  • Unlimited LoungeKey access
  • Unlimited Priority Pass access
Isenção de sobretaxa de combustívelNot specifiedNot available
Beneficio de boas-vindas
  • First annual fee free
  • Access to Visa Infinite travel and business benefits
  • Remote technology support for smartphones, laptops and PCs
10,000 points in DUX Experience after activating the BRB DUX Visa Infinite card
Isenção de anuidadePossible annual fee waiver with monthly invoice spending above R$ 10,000
  • Annual fee exempt for the first 3 months
  • Additional cards have permanent annual fee exemption
  • Titular card can receive 50% to 100% discount on annual fee installments based on monthly bill spending
Elegibilidade
  • Brazilian company with CNPJ
  • Itaú Empresas customer or eligible business applicant
  • Suitable for small and medium businesses
  • Available only for invited BRB clients or clients approved through BRB manager assessment
  • Existing relationship with BRB can support card acquisition
  • Approval by BRB and BRBCARD credit analysis
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