Banco Inter
Inter Empresas Cartão de Crédito Empresarial
Inter Empresas Cartão de Crédito Empresarial is a no-annual-fee business credit card for companies in Brazil, designed for daily business spending, online purchases, expense control and digital card management through the Inter Empresas account.
lifetime free, businessBest for Small businesses in Brazil
MEI and PJ account users
Companies looking for a no-annual-fee business card
Business owners who want digital expense control
Companies that prefer online banking and app-based card management
Candidatar-se agora
Highlights
Main benefits
- No annual fee business credit card
- Designed for Brazilian companies
- Useful for MEI and PJ customers
- Digital card management through Inter Empresas
- Business expense separation
- Online and in-store purchase support
- International card usage support
- Virtual card support for online purchases
- Credit limit based on business profile analysis
- App-based control of card transactions
- Integrated with Inter Empresas digital account
Fees
Fees and charges
Joining fee
R$ 0
Renewal fee
R$ 0
Annual fee waiver
No annual fee
Who can apply
Eligibility
- Brazilian company with CNPJ
- Inter Empresas account holder or eligible business applicant
- Suitable for MEI and PJ customers
- Approval depends on Banco Inter credit analysis
- Application must be completed by an authorized business representative
Checklist
Documents required
- CNPJ details
- Business registration information
- Identification document of the legal or authorized representative
- Company and representative information requested during application
- Inter Empresas account details when applying through digital channels
Process
How to apply
1. Open the Inter app or access the Inter Empresas platform
2. Log in with the company account details
3. Go to the cards or credit card area
4. Select the option to request a business credit card
5. Complete the requested company and representative information
6. Submit the request for Banco Inter credit analysis
7. After approval, activate and manage the card through Inter Empresas digital channels
Value
Reward and cashback structure
Reward rate
Not specified
Cashback
Not specified
Good fit
Pros
- No annual fee
- Good option for small businesses and MEI users
- Digital-first application and management
- Helps separate business and personal spending
- Virtual card support for safer online purchases
- Useful for companies already using Inter Empresas
- Simple business card for daily expenses
Watchouts
Cons
- Credit approval depends on business profile
- No fixed rewards rate listed
- No fixed cashback rate listed
- Lounge access not specified
- Fuel surcharge waiver not specified
- Premium travel benefits are limited
Related
Related cards
Comparar cartões
Comparar cartões
| Field | Inter Empresas Cartão de Crédito Empresarial | Itaú Empresas Visa Infinite |
|---|---|---|
| Bank/provider | Banco Inter | Itaú |
| Taxa de adesão | R$ 0 | Not specified |
| Taxa de renovação | R$ 0 | Not specified |
| Best for |
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| Taxa de recompensas | Not specified |
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| Cashback | Not specified | Not specified |
| Acesso a lounges | Not specified |
|
| Isenção de sobretaxa de combustível | Not specified | Not specified |
| Beneficio de boas-vindas |
|
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| Isenção de anuidade | No annual fee | Possible annual fee waiver with monthly invoice spending above R$ 10,000 |
| Elegibilidade |
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| Link de candidatura | Candidatar-se agora | Candidatar-se agora |