Points can be redeemed as direct credit on the card bill
Cashback is available through points redemption rather than a fixed cashback rate
Points can also be used for products and purchases in the Itaú ecosystem
Ultra-premium Itaú Personnalité Mastercard Black card for high-income Brazilian clients, offering 3 points per dollar on domestic purchases, 3.5 points per dollar on international purchases, points that never expire, unlimited LoungeKey access, 12 annual guest lounge accesses, The Assistant 24-hour personal service, luxury hotel and restaurant benefits, and Mastercard Black protections.
Check it outPoints can be exchanged for cashback on the card bill
DUX Experience points can also be used for annual fee discount
Cashback is available through DUX Experience redemption rather than a fixed cashback rate
Ultra-premium BRB Visa Infinite card for high-income Brazilian clients, offering 5 points per US$1 on domestic purchases, 7 points per US$1 on international purchases, 10,000 activation points, unlimited airport lounge access, DUX Experience benefits, Visa Infinite protections, concierge service and annual fee discount opportunities.
Check it outEsfera points can be redeemed as credit on the card bill
Shopping Esfera offers cashback, partner discounts and extra points
Mastercard Travel Rewards offers automatic cashback at selected international merchants
Premium Santander Brasil card for high-income and Private clients, offering up to 3.6 Esfera points per dollar for Select clients, higher rates for Private clients, points that never expire, free and unlimited airport lounge access, up to 7 additional cards per brand with no annual fee, protected card insurance, Visa Infinite and Mastercard Black benefits, and annual fee exemption opportunities.
Check it outUp to 1.5% Investback with Turbo Benefícios
Investback is linked to the XP investment ecosystem
Partner brands may offer extra Investback through the XP app benefits center
Cardholder can choose between accumulating Investback or XP points
Zero-annual-fee XP Infinite Visa Infinite card for Brazilian investors, offering up to 1.5% Investback or up to 3.0 XP points per dollar with Turbo Benefícios, 4 airport lounge accesses per year, dynamic credit limit linked to investments, Visa Infinite benefits and partner offers inside the XP app.
Check it out5% cashback on domestic purchases
7% cashback on international purchases
Cashback is credited as a card statement benefit
Vehicle tag discounts are available through partner benefits
Premium BTG Pactual Mastercard Black card for high-income clients, offering up to 1.7% cashback or up to 3.5 points per dollar spent, unlimited Dragonpass lounge access, IOF Zero on international purchases, concierge service, insurance benefits, vehicle tag discounts and exclusive lifestyle advantages.
Check it outUp to 1.3% cashback option
Customer can choose cashback instead of Livelo points
Customer can choose investment rewards instead of cashback or points
Cashback is part of the reward choice model rather than a separate fixed-only cashback card
Premium Banco do Brasil Visa Infinite card for high-income clients, offering up to 4.00 Livelo points per US$1, the option to choose points, cashback or investments, IOF Zero on international purchases, unlimited airport lounge access through Visa Airport Companion and LoungeKey, 12 annual companion lounge visits and Visa Infinite travel and purchase benefits.
Check it out25% cashback on credit purchases
5% cashback on flights and hotels booked through Nu Viagens
Cashback is available instantly
Cashback balance does not expire
Cashback can be used to pay the card bill
Cashback can be invested in a Caixinha Turbo with 120% of CDI
Premium Nubank Mastercard Black card for Brazilian high-income clients, offering 1.25% cashback or points from 2.2 points per dollar, IOF zero on international purchases, 4 Priority Pass visits per year, unlimited access to the Nubank Ultravioleta Lounge at Guarulhos, Nu Viagens rewards and Mastercard Black protections.
Check it outItaú Empresas Visa Infinite is a premium business credit card for companies in Brazil, offering points on domestic and international spending, Visa Infinite travel benefits, lounge access and digital card management for business expenses.
Check it outPremmia points can be redeemed for fuel discounts
Premmia points can be exchanged for partner benefits
No fixed cashback percentage
Fuel-focused Visa Gold credit card from BRBCard and Petrobras Premmia offering annual fee exemption, Petrobras rewards and digital account management.
Check it outPoints can be redeemed as credit on the card bill
Cashback-style value is available through points redemption
Premmia points can also be exchanged for partner offers, products, services and discounts
Petrobras and Banco do Brasil co-branded Visa credit card for Brazilian fuel users, offering zero annual fee, Premmia points on Petrobras station spending, extra points at BR Mania and Lubrax+, bill-credit redemption, up to 4 additional cards and Visa benefits for everyday purchases.
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