Refpo Credit Cards

Best Credit Cards in Switzerland

Browse country-specific cards and compare fees, rewards, and benefits.

Karten vergleichen

Karten vergleichen

FieldCembra Certo! Mastercard WorldSWISS Miles & More Classic Credit Card Duo
Bank/providerCembra Money BankSWISS Miles & More and Swisscard AECS
Ausgabegebühr0 CHF annual feeCHF 60 in the first year
Verlängerungsgebühr0 CHF annual feeCHF 120 per year after the first year
Best for
  • Swiss customers who want a no-annual-fee cashback card
  • Customers who regularly shop at Migros, Coop, and SBB
  • Everyday shoppers who want cashback on other purchases
  • Swiss customers who want Miles & More travel rewards
  • Customers who fly with SWISS, Lufthansa Group, or Star Alliance partners
  • Customers who want to earn miles on everyday spending
Prämienrate
  • 1% money back at Migros
  • 1% money back at Coop
  • 1% money back at SBB
  • 0.25% money back on all other purchases
  • Up to 1.5 miles for every CHF 2 spent
  • 1.5 miles for every CHF 2 spent with the SWISS Miles & More American Express Classic card
  • Lower mileage earning with the Mastercard World Classic card
  • 2,000 miles welcome bonus
Cashback
  • 1% money back at Migros, Coop, and SBB
  • 25% money back on all other purchases
  • Cashback is credited through the Certo! Cashback benefits programme
  • Cashback value is linked to eligible card purchases
  • Not available
  • Value is provided through Miles & More miles instead of cashback
  • Miles can be redeemed for travel and rewards
Lounge-ZugangNot specifiedNot specified
Verzicht auf KraftstoffzuschlagNot availableNot available
Willkommensvorteil50 CHF starting credit2,000 miles welcome bonus
JahresgebührenbefreiungNo annual feeNot specified
Berechtigung
  • Resident of Switzerland
  • Applicant must meet Cembra Money Bank credit requirements
  • Valid Swiss address and contact details required
  • Resident of Switzerland
  • Miles & More membership required or created during application
  • Applicant must meet Swisscard AECS credit requirements
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