Openbank in partnership with Amazon

Amazon Visa Card

One of the best shopping credit cards in Germany for frequent Amazon.de customers, offering Amazon rewards with no annual fee.

ShoppingBest for Amazon.de shopping, Online purchases, Amazon Prime members, Everyday spending with Amazon rewards.
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Amazon Visa Card

Highlights

Main benefits

  • No annual fee
  • No need to open a new bank account
  • 1% Amazon.de rewards
  • 0.5% rewards everywhere else
  • Prime Day bonus rewards
  • Google Pay support
  • Real credit card with credit limit
  • Amazon points redemption at checkout

Fees

Fees and charges

Joining fee

€0

Renewal fee

€0 per year

Annual fee waiver

Not required because the card has no annual fee.

Who can apply

Eligibility

  • Germany resident
  • Age 18+
  • Credit approval (Schufa check) generally required

Checklist

Documents required

  • Valid ID/Passport
  • German address
  • Bank account details
  • Income/employment information (if requested)

Process

How to apply

Apply directly through Amazon Germany's Amazon Visa page.

Value

Reward and cashback structure

Reward rate

1% back in Amazon points on Amazon.de purchases;

0.5% back on all other purchases;

Prime members can earn 2% back during selected Amazon events such as Prime Day.

Cashback

Amazon points redeemable on Amazon.de (not cash to bank account).

Good fit

Pros

  • Excellent for Amazon shoppers
  • Completely free card
  • Easy reward system
  • Welcome bonus available
  • Strong Amazon ecosystem integration

Watchouts

Cons

  • Rewards redeemable mainly on Amazon.de
  • Foreign currency fee may apply
  • High cash withdrawal fees
  • No airport lounge benefits
  • Not the best card for international travel

Related

Related cards

Karten vergleichen

Karten vergleichen

FieldAmazon Visa CardAmerican Express PAYBACK Card
Bank/providerOpenbank in partnership with AmazonAmerican Express Germany
Ausgabegebühr€0€0
Verlängerungsgebühr€0 per year€0
Best forAmazon.de shopping, Online purchases, Amazon Prime members, Everyday spending with Amazon rewardsShopping, PAYBACK Rewards, Everyday Spending
Prämienrate
  • 1% back in Amazon points on Amazon.de purchases
  • 0.5% back on all other purchases
  • Prime members can earn 2% back during selected Amazon events such as Prime Day
  • 1 PAYBACK Point per €3 spent at all American Express merchants
  • Double points at many PAYBACK partner stores
  • No point expiry while card is active
CashbackAmazon points redeemable on Amazon.de (not cash to bank account)
  • Approximately 0.33% base return
  • Higher effective value through PAYBACK promotions and partner offers
  • 100 PAYBACK Points = €1 cash value
Lounge-ZugangNoNo
Verzicht auf KraftstoffzuschlagNoNo
WillkommensvorteilUsually €10–€25 Amazon bonus depending on Prime status and promotions
  • 1,000 PAYBACK Extra Points
  • €20 Amazon Gift Card
JahresgebührenbefreiungNot required because the card has no annual feeLifetime Free
Berechtigung
  • Germany resident
  • Age 18+
  • Credit approval (Schufa check) generally required
  • Age 18+
  • Primary residence in Germany
  • SEPA bank account
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