Qred Bank
Qred VISA Business Card
Qred VISA Business Card is a Norwegian business credit card designed for small business owners and everyday company purchases. It offers 1% cashback on business purchases, no annual fee, free additional company cards, a personalised credit limit, digital receipt handling, and app-based card management for company expenses.
Highlights
Main benefits
- Business credit card designed for small business owners
- 1% cashback on business purchases with Qred VISA
- Cashback is deducted from the monthly invoice
- 0 kr annual fee
- Free additional company cards
- Personalised credit limit
- Digital receipt handling in the Qred app
- App-based card and expense management
- Useful for everyday company purchases
- Designed for startups and small businesses
- Qred Bank has supported more than 50,000 businesses across multiple markets
Fees
Fees and charges
Joining fee
0 kr annual fee
Renewal fee
0 kr annual fee
Annual fee waiver
No annual fee
Who can apply
Eligibility
- Business customer in Norway
- Suitable for small businesses and company owners
- Company must pass Qred Bank’s business and credit assessment
- Personalised credit limit is assigned after approval
- Intended for company purchases and business expenses
- Authorised company representative details required
Checklist
Documents required
- Norwegian organisation number or business registration details
- Details of business owner or authorised representative
- Cardholder details for employees receiving cards
- Business income or financial information
- Company contact and billing details
- BankID or identity verification details
- Additional documents requested during Qred Bank’s application review
Process
How to apply
1. Visit the Qred VISA Business Card Norway product page
2. Start the online business card application
3. Enter company, owner, contact, and business details
4. Add cardholder information for the company cards needed
5. Complete identity verification and submit the application
6. Complete Qred Bank’s business and credit assessment
7. Activate the approved card and manage expenses through the Qred app
Value
Reward and cashback structure
Reward rate
1% cashback on business purchases with Qred VISA
Cashback is deducted from the monthly invoice
Personalised credit limit
No annual fee
Free additional company cards
Digital receipt handling in the Qred app
Cashback
1% cashback on business purchases with Qred VISA
Cashback is deducted from the monthly invoice
Cashback value is connected to company spending through the Qred VISA card
Good fit
Pros
- 1% cashback is strong for a business card
- No annual fee
- Good fit for small businesses and startups
- Free additional company cards can help teams
- Digital receipts reduce expense-management work
- Personalised credit limit can match company needs
- Simple online application process
Watchouts
Cons
- Lounge access is not specified
- Travel insurance is not specified
- Fuel surcharge waiver is not available
- Credit limit depends on Qred Bank’s assessment
- Best suited to small business spending rather than premium corporate travel
- Credit approval is required
Related
Related cards
Sammenlign kort
Sammenlign kort
| Field | Qred VISA Business Card | DNB Corporate Mastercard |
|---|---|---|
| Bank/provider | Qred Bank | DNB and SEB Kort |
| Etableringsgebyr | 0 kr annual fee | From 250 kr per year with corporate liability |
| Fornyelsesgebyr | 0 kr annual fee | From 250 kr per year with corporate liability or from 395 kr per year with private liability |
| Best for |
|
|
| Belønningssats |
|
|
| Cashback |
|
|
| Lounge-tilgang | Not specified | Not specified |
| Fritak for drivstofftillegg | Not available | Not available |
| Velkomstfordel | Not specified | Not specified |
| Fritak for årsgebyr | No annual fee | Not specified |
| Kvalifisering |
|
|
| Søknadslenke | Søk nå | Søk nå |
Community Reviews
Reviews (0)
Add Your Review
Rating
800 characters left
Loading reviews...