Barclays / Barclaycard
Amazon Barclaycard Credit Card
A no-annual-fee UK rewards credit card from Barclaycard and Amazon. It gives Amazon Rewards on Amazon purchases and everyday spending, with rewards redeemable as Amazon.co.uk gift cards.
Highlights
Main benefits
- No annual fee
- 1% back on Amazon purchases
- 0.5% back on non-Amazon purchases for first 12 months
- 0.25% back on non-Amazon purchases after 12 months
- Prime members can earn 2% on selected Amazon shopping event days
- Rewards redeemable as Amazon.co.uk gift cards
- £20 Amazon gift card welcome benefit for eligible approved users
- 0% purchase APR for first 6 months
- Useful for frequent Amazon UK shoppers
Fees
Fees and charges
Joining fee
£0
Renewal fee
£0. Amazon and Barclays state that the Amazon Barclaycard has no annual fee.
Annual fee waiver
Not applicable because the card has no annual fee.
- Intro APR / purchase offer**
Amazon’s UK announcement says customers benefit from 0% APR on purchases for the first six months, after which the representative APR is 28.9%.
Who can apply
Eligibility
Subject to Barclaycard credit checks, approval, financial circumstances, and borrowing history. The card is for UK customers and requires linking with an Amazon account for rewards use. Amazon states the representative APR is 28.9%, subject to customer circumstances.
Checklist
Documents required
- Identity details
- UK address details
- Income and employment details
- Financial information
- Amazon account details for linking rewards
Process
How to apply
Apply online from the official Amazon UK or Barclaycard page. Approved users can track Amazon Rewards in the Barclays or Barclaycard app and redeem them for Amazon gift cards.
Value
Reward and cashback structure
Reward rate
- 1% back in Amazon Rewards when shopping on Amazon
- 0.5% back everywhere else for the first 12 months
- After 12 months, non-Amazon spending changes to 0.25% back
- Prime members can get 2% back on Amazon spending during selected shopping event days such as Prime Day, Black Friday, and Cyber Monday.
Cashback
This is not normal cash paid to a bank account. The card earns Amazon Rewards, which can be redeemed for Amazon.co.uk gift cards through the Barclaycard app.
Good fit
Pros
- No annual fee
- Good reward rate for Amazon purchases
- Useful welcome gift card
- Simple rewards through Barclaycard app
- Better for Amazon shoppers than many low-rate UK cashback cards
- Prime members can get boosted event rewards
- Can earn rewards on everyday spending outside Amazon
Watchouts
Cons
- Rewards are Amazon gift cards, not flexible cash
- Non-Amazon reward rate drops after 12 months
- Not the best card for general spending after year one
- Foreign transaction fees make it weak for travel
- No lounge access
- No premium travel benefits
- High APR after intro period if balance is not paid in full
Related
Related cards
Compare
Compare Cards
| Field | Amazon Barclaycard Credit Card | Amex Platinum Cashback Everyday Credit Card |
|---|---|---|
| Bank/provider | Barclays / Barclaycard | American Express |
| Joining fee | £0 | £0 |
| Renewal fee |
| £0 |
| Best for | UK users who shop frequently on Amazon and are happy redeeming rewards as Amazon gift cards | Everyday cashback, No annual fee users, UK users who can spend £3,000+ per year, People who prefer simple cashback instead of points |
| Reward rate |
|
|
| Cashback |
|
|
| Lounge access | No | No |
| Fuel surcharge waiver | No | No |
| Welcome benefit |
|
|
| Annual fee waiver condition |
| Not applicable because the card has no annual fee |
| Eligibility |
|
|
| Apply link | Apply | Apply |