Cashback Picks in United Kingdom

Earn unlimited 1% cashback on business card spending. Rewards can be redeemed as cash, used to reduce the card balance, converted into travel points, or redeemed for gift cards.

Cashback is earned on card purchases. Lloyds’ launch information says cashback is uncapped and continues for the duration of the card at 0.25% after the first 12 months.

This is best described as Rewards, not direct cashback. NatWest says users earn Rewards when spending on the card. For Refpo, you can write it as “cashback-style rewards” rather than pure cashback.

Cashback is earned on card purchases and capped at £15 per month. For customers applying from 5 June 2025, Virgin Money’s terms say the boosted 1% rate applies for the first 90 days, then drops to 0.25%. Customers who applied before 5 June 2025 earn 0.25% on purchases, with the same £15 monthly cap. **Additional rewards** Virgin Money says credit card customers can register in the Virgin Money Credit Card app to access extra retailer cashback offers, with up to 15% additional Virgin Money Cashback at selected retailers. These offers are separate from the standard card cashback and can change.

This is not normal cash paid to a bank account. The card earns Amazon Rewards, which can be redeemed for Amazon.co.uk gift cards through the Barclaycard app.

Cashback is earned on card purchases at 1%, up to a maximum of £10 per month. Because the card has a £4 monthly fee, the effective maximum net cashback is around £6 per month, or £72 per year, if the user earns the full £10 monthly cashback every month.

Cashback is credited to the card account once per year during the card anniversary month, based on eligible purchases made during the previous 12 months. Any introductory cashback, if eligible, is also credited in the credit card anniversary month.

Cashback is credited to the card account once per year during the card anniversary month. To receive cashback, the cardholder must spend at least £3,000 in eligible purchases during the cardmembership year.

Cashback is earned on eligible purchases at 0.25%. This means: •£100 spend = about 25p cashback •£1,000 spend = about £2.50 cashback •£10,000 spend = about £25 cashback So the cashback rate is low, but the card becomes valuable because of its travel benefits.

This is not direct cashback. It earns Tesco Clubcard points, which become Clubcard vouchers. Tesco says Clubcard vouchers can be used for Tesco shopping or exchanged for 2x more value with Reward Partners.