| Bank/provider | American Express | American Express |
|---|
| Frais d'adhésion | €0 first-year fee | €0 first-year fee |
|---|
| Frais de renouvellement | €192/year from the second year | €95/year from the second year |
|---|
| Best for | - Users in France who want to earn Membership Rewards points on everyday spending
- Frequent shoppers who prefer flexible rewards instead of direct cashback
- Travellers who want points that can be used for travel and partner redemptions
| - Users in France who want an entry-level American Express rewards card
- Shoppers who want to earn Membership Rewards points on eligible purchases
- People who prefer flexible points instead of direct cashback
|
|---|
| Taux de récompense | - 1 Membership Rewards point per €1 spent on eligible purchases
- Points can be redeemed for travel, shopping, gift cards, statement credit, and partner rewards
- Additional partner offers and promotions may provide extra value
| - 1 Membership Rewards point per €1 spent on eligible purchases
- Points can be redeemed for travel, shopping, gift cards, statement credit, and partner rewards
- Additional American Express offers may provide extra value
|
|---|
| Cashback | - No direct fixed cashback rate
- Points can be redeemed for statement credit or rewards depending on redemption option
- Best value usually comes from Membership Rewards and partner redemptions
| - No direct fixed cashback rate
- Points can be redeemed for statement credit or rewards depending on redemption option
- Best value usually comes from Membership Rewards and partner redemptions
|
|---|
| Accès aux salons | - No standard Included airport lounge access
- Travel benefits are mainly linked to rewards, assistance, insurance, and Amex offers
| - No standard Included airport lounge access
- Travel value is mainly through Membership Rewards, partner offers, assistance, and insurance benefits
|
|---|
| Exonération de surcharge carburant | Not available | Not available |
|---|
| Avantage de bienvenue | - First-year annual fee may be free for eligible new cardholders
- Welcome bonus points may be available during promotional periods
| - First-year annual fee may be free for eligible new cardholders
- Welcome bonus points may be available during promotional periods
|
|---|
| Exonération des frais annuels | - First-year fee may be waived for eligible new cardholders
- No standard ongoing annual fee waiver
| - First-year fee may be waived for eligible new cardholders
- No standard ongoing annual fee waiver
|
|---|
| Éligibilité | - Applicant should be an adult resident eligible to apply in France
- Applicant should have a valid bank account accepted by American Express France
- Applicant should meet American Express income and credit assessment requirements
| - Applicant should be an adult resident eligible to apply in France
- Applicant should have a valid bank account accepted by American Express France
- Applicant should meet American Express income and credit assessment requirements
|
|---|
| Lien de demande | Faire une demande | Faire une demande |
|---|
