CIMB Niaga
CIMB Niaga JCB Ultimate
CIMB Niaga JCB Ultimate is an Indonesia travel credit card designed for Asia-focused travelers, offering cashback on eligible foreign-currency retail transactions in selected countries, KrisFlyer miles conversion value and JCB travel privileges.
Highlights
Main benefits
- Travel credit card from CIMB Niaga Indonesia
- JCB Ultimate card positioning
- 4% cashback for eligible foreign-currency retail transactions in Japan, South Korea, China and Taiwan
- 1 KrisFlyer mile per Rp18,750 eligible spending
- Useful for Asia travel spending
- Useful for KrisFlyer miles collectors
- JCB travel and lifestyle privileges
- CIMB Niaga credit card promotions
- Good option for overseas retail purchases
- Designed for travel-focused premium users
Fees
Fees and charges
Joining fee
Not specified
Renewal fee
Not specified
Annual fee waiver
Not specified
Who can apply
Eligibility
- Applicant must be an individual customer in Indonesia
- Applicant must meet CIMB Niaga credit approval criteria
- Valid identity document is required
- Proof of income may be required
- Credit history may be considered during application
- Higher income requirements may apply for Ultimate card approval
Checklist
Documents required
- Valid Indonesian identity document or eligible resident identity document
- Proof of income
- Proof of address or contact information
- Tax identification details may be requested
- Bank statement or financial documents may be requested
- Additional documents requested during CIMB Niaga review
Process
How to apply
1. Visit the CIMB Niaga JCB Ultimate product page
2. Review the travel cashback, KrisFlyer and application requirements
3. Start the application online or continue through CIMB Niaga channels
4. Enter personal, contact and income details
5. Provide the requested documents
6. Submit the application for CIMB Niaga credit review
7. After approval, activate the card and use it for eligible travel, cashback and rewards benefits
Value
Reward and cashback structure
Reward rate
4% cashback for eligible retail foreign-currency transactions in Japan, South Korea, China and Taiwan
1 KrisFlyer mile per Rp18,750 eligible spending
Reward and cashback rules apply to eligible transactions
Cashback
4% cashback for eligible retail foreign-currency transactions in Japan, South Korea, China and Taiwan
Cashback applies to eligible overseas retail purchases
Cashback cap may apply
Eligible transaction rules may apply
Good fit
Pros
- Strong fit for Asia travelers
- Useful 4% cashback on eligible selected-country foreign-currency purchases
- KrisFlyer miles conversion benefit
- Good option for Japan, South Korea, China and Taiwan spending
- Backed by CIMB Niaga card services
- JCB travel and lifestyle privileges
- Good mix of cashback and miles value
Watchouts
Cons
- Exact annual fee not specified
- Cashback is focused on selected countries
- Cashback cap may apply
- Fuel surcharge waiver not specified
- Lounge access entitlement not fully specified
- Approval depends on CIMB Niaga credit review
- Best value depends on Asia travel frequency
Related
Related cards
Bandingkan Kartu
Bandingkan Kartu
| Field | CIMB Niaga JCB Ultimate | BCA Singapore Airlines KrisFlyer Visa Infinite |
|---|---|---|
| Bank/provider | CIMB Niaga | BCA |
| Biaya Awal | Not specified | Not specified |
| Biaya Perpanjangan | Not specified | Not specified |
| Best for |
|
|
| Tingkat Reward |
|
|
| Cashback |
| Not specified |
| Akses Lounge |
| Not specified |
| Pembebasan Biaya Tambahan BBM | Not specified | Not specified |
| Manfaat Sambutan |
|
|
| Pembebasan Biaya Tahunan | Not specified | Not specified |
| Kelayakan |
|
|
| Tautan pengajuan | Ajukan sekarang | Ajukan sekarang |