Refpo Credit Cards

Best Credit Cards in Italy

Browse country-specific cards and compare fees, rewards, and benefits.

American Express

Carta di Credito ITA Airways American Express

Carta di Credito ITA Airways American Express is an Italian co-branded travel credit card for ITA Airways flyers who want to earn Volare points on everyday purchases and ITA Airways spending, receive cashback-style value on eligible spend, and access American Express card benefits for travel and shopping.

Co-branded ITA Airways American Express credit card for Italy
Earn Volare points on eligible everyday purchases
Earn 1 Volare point per €1 spent on eligible card purchases

Joining fees

Not specified

Renewal fees

€6.50/month

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American Express

American Express Gold Italy

American Express Gold Italy is a premium rewards card for users who want to earn Membership Rewards points on eligible purchases, use points for travel and shopping redemptions, and access American Express offers, service, and travel benefits.

Earn Membership Rewards points on eligible purchases
1 Membership Rewards point per €1 spent on eligible purchases
Flexible points redemption options

Joining fees

€0 first-year fee

Renewal fees

€20/month from the second year

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American Express

Blu American Express

Blu American Express is an Italian American Express card designed for users who want cashback-style value on eligible purchases, flexible monthly payment options, Amex offers, purchase-related benefits, and everyday shopping convenience.

00% cashback on eligible purchases
Cashback credited to the card account
Good cashback-focused American Express option in Italy

Joining fees

€0 first-year fee

Renewal fees

€35/year from the second year

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American Express

Carta Oro Business American Express

Carta Oro Business American Express is an Italian business payment card for professionals, entrepreneurs, and companies that want to manage business expenses, earn Membership Rewards points, access travel benefits, use supplementary cards, and improve cash-flow flexibility with deferred payment features.

Designed for business owners, professionals, and companies in Italy
Earn Membership Rewards points on eligible business spending
1 Membership Rewards point per €1 spent on eligible purchases

Joining fees

€0 first-year fee

Renewal fees

€17/month from the second year

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Field	Carta di Credito ITA Airways American Express	American Express Gold Italy
Bank/provider	American Express	American Express
Joining fee	Not specified	€0 first-year fee
Renewal fee	€6.50/month	€20/month from the second year
Best for	ITA Airways flyers in Italy who want to earn Volare points Users who want a travel card for airline spending and everyday purchases People who prefer airline rewards with cashback-style value	Users in Italy who want a strong Membership Rewards card Shoppers who prefer flexible points instead of simple cashback Travellers who want to use points for travel redemptions
Reward rate	1 Volare point per €1 spent on eligible card purchases 1.5 Volare points per €1 spent on eligible ITA Airways ticketing and services 0.50% cashback on eligible spending during the active Spend & Reward campaign	1 Membership Rewards point per €1 spent on eligible purchases Points can be redeemed for travel, shopping, statement credit, gift cards, and partner rewards Additional American Express offers may provide extra value
Cashback	50% cashback on eligible spending during the active Spend & Reward campaign Cashback is credited directly to the card account Cashback value is designed to complement Volare points earning	No direct fixed cashback rate Points can be redeemed for statement credit or rewards depending on redemption option Best value usually comes from Membership Rewards and partner redemptions
Lounge access	No standard Included airport lounge access Travel value is mainly through Volare points, ITA Airways benefits, and American Express services	No standard unlimited Included airport lounge access Travel value is mainly through Membership Rewards, partner travel benefits, offers, assistance, and insurance benefits
Fuel surcharge waiver	Not available	Not available
Welcome benefit	Welcome Volare points may be available for eligible new cardholders Promotional cashback or statement-credit offers may be available during campaign periods	First-year annual fee may be free for eligible new cardholders Welcome Membership Rewards points may be available during promotional periods
Annual fee waiver condition	No standard annual fee waiver Monthly card fee applies after approval	First-year fee may be waived for eligible new cardholders No standard ongoing annual fee waiver
Eligibility	Applicant should be an adult resident eligible to apply in Italy Applicant should have a valid Italian bank account accepted by American Express Italy Applicant should be eligible to join or hold an ITA Airways Volare account	Applicant should be an adult resident eligible to apply in Italy Applicant should have a valid Italian bank account accepted by American Express Italy Applicant should meet American Express income and credit assessment requirements
Apply link	Apply Now	Apply Now

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