Klar
Klar Platino
Klar Platino is a Mexico premium cashback credit card offering up to 6% cashback in selected categories, a monthly cashback cap, Mastercard Platinum benefits, airport lounge access and digital card controls through the Klar app.
Highlights
Main benefits
- Up to 6% cashback in selected categories
- Up to $3,000 MXN cashback per month
- Mastercard Platinum benefits
- 5 complimentary LoungeKey visits per year
- Virtual card for online purchases
- Digital card controls through the Klar app
- Meses sin intereses at participating merchants
- Premium card option from Klar Mexico
- Useful for high monthly cashback spending
- App-based credit card management
- Cashback categories visible in the Klar app
Fees
Fees and charges
Joining fee
$0 MXN
Renewal fee
$1,500 MXN annual fee plus IVA
Annual fee waiver
Not specified
Who can apply
Eligibility
- Applicant must be an individual customer in Mexico
- Applicant must meet Klar credit approval criteria
- Credit score and credit behavior are considered
- Valid official identification is required
- Applicant may need to receive eligibility for Platino in the Klar app
Checklist
Documents required
- Valid official identification
- Personal information
- Contact information
- Proof of address may be requested
- Additional information requested in the Klar app
Process
How to apply
1. Download the Klar app
2. Create or log in to a Klar account
3. Go to the credit card application section
4. Enter the requested personal and contact information
5. Complete Klar identity and credit review steps
6. Select Klar Platino when available for the profile
7. Submit the application for Klar review
8. After approval, activate and manage the card in the Klar app
Value
Reward and cashback structure
Reward rate
Up to 6% cashback in selected categories
Cashback cap up to $3,000 MXN per month
Cashback applies on eligible purchases shown in the Klar app
Cashback
Up to 6% cashback in selected categories
Up to $3,000 MXN cashback per month
Cashback is credited as money-back value through Klar benefits
Good fit
Pros
- High cashback potential up to 6%
- High monthly cashback cap compared with basic cards
- Useful LoungeKey airport lounge access
- Includes Mastercard Platinum benefits
- Good for users who prefer app-based card management
- Virtual card support for online purchases
- Useful for frequent selected-category spending
Watchouts
Cons
- Annual fee applies
- Cashback depends on selected eligible categories
- Cashback has a monthly cap
- Approval depends on Klar credit review
- Platino availability may depend on user profile
- Fuel surcharge waiver not specified
- Best value depends on using eligible cashback categories
Related
Related cards
Compare
Compare Cards
| Field | Klar Platino | HSBC Premier World Elite |
|---|---|---|
| Bank/provider | Klar | HSBC Mexico |
| Joining fee | $0 MXN | Not specified |
| Renewal fee | $1,500 MXN annual fee plus IVA | Not specified |
| Best for |
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| Reward rate |
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| Cashback |
| Not specified |
| Lounge access |
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| Fuel surcharge waiver | Not specified | Not specified |
| Welcome benefit |
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| Annual fee waiver condition | Not specified | Not specified |
| Eligibility |
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| Apply link | Apply Now | Apply Now |