Refpo Credit Cards

Best Credit Cards in Mexico

Browse country-specific cards and compare fees, rewards, and benefits.

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FieldSantander LikeUKlar Platino
Bank/providerSantander MexicoKlar
Joining feeNot specified$0 MXN
Renewal feeNo annual fee$1,500 MXN annual fee plus IVA
Best for
  • Everyday category cashback in Mexico
  • Fuel purchases
  • Restaurant and entertainment spending
  • High-spending cashback users in Mexico
  • Users who want up to 6% cashback in selected categories
  • Klar customers looking for premium card benefits
Reward rate
  • 4% cashback on eligible fuel purchases
  • 5% cashback on eligible restaurants and entertainment purchases
  • 6% cashback on eligible pharmacy purchases
  • 4% cashback on eligible telecom purchases
  • Up to 6% cashback in selected categories
  • Cashback cap up to $3,000 MXN per month
  • Cashback applies on eligible purchases shown in the Klar app
Cashback
  • 4% cashback on eligible fuel purchases
  • 5% cashback on eligible restaurants and entertainment purchases
  • 6% cashback on eligible pharmacy purchases
  • 4% cashback on eligible telecom purchases
  • Up to 6% cashback in selected categories
  • Up to $3,000 MXN cashback per month
  • Cashback is credited as money-back value through Klar benefits
Lounge accessNot specified
  • 5 Included LoungeKey airport lounge visits per year
  • Access to eligible airport lounges worldwide through LoungeKey
  • Mastercard Platinum travel benefits may apply
Fuel surcharge waiverNot specifiedNot specified
Welcome benefit
  • No annual fee
  • Cashback on everyday eligible categories
  • Digital card controls through Santander Mexico channels
  • Up to 6% cashback in selected categories
  • Access to Mastercard Platinum benefits
  • Virtual card available for online purchases
Annual fee waiver conditionNo annual feeNot specified
Eligibility
  • Applicant must be an individual customer in Mexico
  • Applicant must meet Santander Mexico credit approval criteria
  • Valid official identification is required
  • Applicant must be an individual customer in Mexico
  • Applicant must meet Klar credit approval criteria
  • Credit score and credit behavior are considered
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