Refpo Credit Cards

Best Credit Cards in Netherlands

Browse country-specific cards and compare fees, rewards, and benefits.

American Express

Flying Blue American Express Platinum Card

Flying Blue American Express Platinum Card is a premium Netherlands travel rewards card for KLM, Air France, and Flying Blue travellers who want to earn Miles on everyday purchases, receive annual XP, access comprehensive travel insurance, use car rental insurance, and enjoy high-value Flying Blue benefits.

Premium Flying Blue travel rewards card for the Netherlands
Earn at least 1.5 Miles per €1 spent
Earn 2 Miles per €1 spent with KLM and Air France

Joining fees

Not specified

Renewal fees

€55/month

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American Express

American Express Business Gold Card Netherlands

American Express Business Gold Card Netherlands is a business rewards card for entrepreneurs, freelancers, and companies that want to manage professional spending, earn Membership Rewards points, access airport lounge visits, add employee cards, and improve expense control for business purchases and travel.

Designed for entrepreneurs, freelancers, and companies in the Netherlands
Earn Membership Rewards points on eligible business purchases
1 Membership Rewards point per €1 spent on eligible purchases

Joining fees

Not specified

Renewal fees

€270/year

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ANWB / International Card Services

ANWB Visa Classic Card

ANWB Visa Classic Card is a Netherlands-focused Visa credit card for ANWB members who want a practical card for fuel payments, tolls, car rental, travel bookings, online shopping, purchase insurance, delivery guarantee, emergency cash abroad, and everyday worldwide payments.

Affordable Visa credit card for ANWB members
€29.95 annual card fee
Worldwide Visa payment acceptance

Joining fees

Not specified

Renewal fees

€29.95/year

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ABN AMRO

ABN AMRO Credit Card

ABN AMRO Credit Card is a Dutch Mastercard credit card for secure worldwide online and in-store payments, with purchase insurance, travel-related protection, Apple Pay support, and a cashback signup offer for eligible new applicants.

€25 cashback offer for eligible new applicants
Standard Mastercard credit card from ABN AMRO
Secure payments worldwide and online

Joining fees

€0 joining fee

Renewal fees

€2.55/month

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Compare

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Field	Flying Blue American Express Platinum Card	American Express Business Gold Card Netherlands
Bank/provider	American Express	American Express
Joining fee	Not specified	Not specified
Renewal fee	€55/month	€270/year
Best for	Frequent KLM and Air France travellers in the Netherlands Flying Blue members who want to earn Miles on everyday purchases Travellers who want annual XP to help with Flying Blue status	Business owners in the Netherlands who want a rewards card Freelancers and entrepreneurs who want to separate business expenses Companies that want employee cards for professional spending
Reward rate	Earn at least 1.5 Miles per €1 spent Earn 2 Miles per €1 spent with KLM and Air France Receive 60 XP annually 10,000 Miles welcome bonus	1 Membership Rewards point per €1 spent on eligible purchases Points can be redeemed for travel, shopping, statement credit, gift cards, and partner rewards Up to 4 airport lounge visits per membership year
Cashback	No direct fixed cashback rate Value comes from Flying Blue Miles, XP, travel redemptions, and partner benefits Miles can be used for reward tickets, upgrades, lounge access, and other Flying Blue redemptions	No direct fixed cashback rate Points can be redeemed for statement credit or rewards depending on redemption option Best value usually comes from Membership Rewards and partner redemptions
Lounge access	Miles can be redeemed for lounge access through Flying Blue options No standard unlimited Included airport lounge access listed for every cardholder Flying Blue status benefits may improve airport experience	Up to 4 Included airport lounge visits per membership year Lounge visits are useful for business travel Travel value is mainly through lounge access, Membership Rewards, and American Express business services
Fuel surcharge waiver	Not available	Not available
Welcome benefit	10,000 Flying Blue Miles welcome bonus 60 XP annually for cardmembers Promotional welcome Miles and XP offers may be available during campaign periods	Welcome Membership Rewards points may be available during promotional periods Business card benefits may include lounge visits and supplementary cards
Annual fee waiver condition	No standard annual fee waiver Monthly card fee applies	No standard annual fee waiver Annual card fee applies
Eligibility	Applicant should be 18 years or older Applicant should live in the Netherlands Applicant should have a valid bank account accepted by American Express Netherlands	Applicant should represent an eligible business, professional activity, or company in the Netherlands Applicant should have a valid Dutch business or professional bank account accepted by American Express Netherlands Applicant should meet American Express business and financial assessment requirements
Apply link	Apply Now	Apply Now

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