Banco Comercial Português, S.A.
Millennium bcp TAP Business
Millennium bcp TAP Business is a Portugal business credit card for companies that want to manage corporate expenses while earning TAP Miles&Go miles. It offers 1.5 miles per €1 spent, up to 15,000 miles per month per card account, and includes business travel-oriented benefits such as insurance, airport services and interest-free credit days.
Highlights
Main benefits
- Business credit card linked to TAP Miles&Go
- Earn 1.5 TAP Miles&Go miles per €1 spent
- Up to 15,000 miles per month per card account
- 20 to 50 days interest-free credit
- Designed for company and employee business expenses
- Useful for businesses with frequent TAP Air Portugal travel
- Travel-oriented insurance and assistance benefits
- Corporate expense management through Millennium bcp business banking channels
Fees
Fees and charges
Joining fee
Not specified
Renewal fee
Not specified
Annual fee waiver
Not specified
Who can apply
Eligibility
- Applicant must be a company or business customer eligible for Millennium bcp business credit
- Applicant must have or open a business banking relationship with Millennium bcp
- Company must complete Millennium bcp identity and credit assessment requirements
- Company must provide valid business, tax, legal representative and financial information
- Approval depends on Millennium bcp credit assessment
Checklist
Documents required
- Company identification and registration documents
- Portuguese company tax identification number
- Identification documents of legal representatives or authorized signatories
- Proof of business address
- Company financial information when requested
- Bank account and payment mandate details when requested
Process
How to apply
1. Visit the official Millennium bcp TAP Business card page
2. Contact Millennium bcp or start the business card request through Millennium business banking channels
3. Provide company, tax, legal representative and contact details
4. Submit the requested company and representative documents
5. Choose cardholder, credit limit and payment settings for the business account
6. Complete Millennium bcp credit assessment and contract formalities
7. Activate the card after approval and use it for eligible business purchases and TAP Miles&Go earning
Value
Reward and cashback structure
Reward rate
1.5 TAP Miles&Go miles per €1 spent
Up to 15,000 miles per month per card account
Miles earned on eligible card purchases
20 to 50 days interest-free credit
Cashback
Not available
Good fit
Pros
- Strong fit for companies that use TAP Air Portugal
- Earns TAP Miles&Go miles on business spending
- Useful for managing employee and corporate expenses
- Interest-free credit period can help short-term cash flow
- Travel-related benefits add value for business trips
- Backed by one of Portugal’s major business banks
Watchouts
Cons
- Best value depends on using TAP Miles&Go miles
- No direct cashback benefit
- No dedicated fuel surcharge waiver
- Fees are not clearly simple from public summary information
- Credit approval and business banking relationship are required
- Less useful for companies with limited travel needs
Related
Related cards
Compare
Compare Cards
| Field | Millennium bcp TAP Business | Unibanco Credit Card |
|---|---|---|
| Bank/provider | Banco Comercial Português, S.A. | UNIBANCO |
| Joining fee | Not specified | €0 joining fee |
| Renewal fee | Not specified | €0 annual fee |
| Best for |
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| Reward rate |
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| Cashback | Not available |
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| Lounge access | Not specified |
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| Fuel surcharge waiver | Not available | Not available |
| Welcome benefit | Not specified |
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| Annual fee waiver condition | Not specified |
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| Eligibility |
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| Apply link | Apply Now | Apply Now |