WiZink Bank, S.A.U. - Sucursal em Portugal
WiZink Rewards
WiZink Rewards is a Portugal credit card focused on points-based rewards for everyday purchases. Cardholders earn points on eligible spending and can redeem them through the WiZink rewards catalogue, while also getting digital card management, mobile wallet support and insurance benefits linked to card usage.
Highlights
Main benefits
- Earn 1 point per €1 spent on eligible purchases
- Redeem points through the WiZink rewards catalogue
- No annual fee
- Designed for everyday shopping and general spending
- Online card management through WiZink digital channels
- Mobile wallet support through compatible payment services
- Purchase and travel insurance benefits linked to eligible card usage
- Works on the Mastercard network
Fees
Fees and charges
Joining fee
No joining fee
Renewal fee
No annual fee
Annual fee waiver
No annual fee
No waiver condition required
Who can apply
Eligibility
- Applicant must be eligible for consumer credit in Portugal
- Applicant must complete WiZink identity and credit assessment requirements
- Applicant must provide valid personal, contact and financial information
- Approval depends on WiZink credit assessment
Checklist
Documents required
- Valid identification document
- Portuguese tax identification number
- Proof of address
- Proof of income when requested
- Bank account details when requested
Process
How to apply
1. Visit the official WiZink Rewards card page
2. Start the online card application
3. Enter personal, tax, contact and financial details
4. Select the requested credit and payment preferences
5. Submit the required identification and income documents
6. Complete WiZink credit assessment and contract signing
7. Activate the card after approval and manage it through WiZink online channels
Value
Reward and cashback structure
Reward rate
1 point per €1 spent on eligible purchases
Points can be redeemed through the WiZink rewards catalogue
Rewards are based on eligible card purchases
Cashback
Not available
Good fit
Pros
- Good for users who prefer points over direct cashback
- No annual fee structure is useful for low-maintenance cardholders
- Points can add value on regular everyday purchases
- Digital management makes card control easier
- Useful for online and offline Mastercard spending
- Insurance benefits can add extra value on eligible purchases and travel
Watchouts
Cons
- No direct cashback benefit
- Rewards value depends on catalogue redemption options
- No lounge access benefit
- No dedicated fuel surcharge waiver
- Credit approval is required
- Revolving credit interest can be costly when balances are carried
Related
Related cards
Compare
Compare Cards
| Field | WiZink Rewards | Unibanco Credit Card |
|---|---|---|
| Bank/provider | WiZink Bank, S.A.U. - Sucursal em Portugal | UNIBANCO |
| Joining fee | No joining fee | €0 joining fee |
| Renewal fee | No annual fee | €0 annual fee |
| Best for |
|
|
| Reward rate |
|
|
| Cashback | Not available |
|
| Lounge access | Not available |
|
| Fuel surcharge waiver | Not available | Not available |
| Welcome benefit | Not specified |
|
| Annual fee waiver condition |
|
|
| Eligibility |
|
|
| Apply link | Apply Now | Apply Now |