Coop and Entercard
Coop Mastercard Mer
Coop Mastercard Mer is a Swedish shopping rewards credit card for Coop members. It earns Coop bonus points on purchases, gives extra value on Coop shopping, includes welcome bonus points, first-year annual fee savings, travel insurance, purchase protection benefits, and partner offers through Superdealen.
Highlights
Main benefits
- Coop shopping rewards credit card for Sweden
- Earn Coop bonus points on card purchases
- Extra value for Coop members shopping at Coop
- Welcome bonus points after approved application
- 0 kr annual fee in the first year
- 295 kr annual fee after the first year
- Up to 55 days interest-free credit
- Travel insurance included when paying eligible travel with the card
- Purchase protection benefits available
- Superdealen discounts up to 30% at selected partners during active campaigns
- Cash withdrawal fee from 35 kr per withdrawal
- Card issued by Entercard
Fees
Fees and charges
Joining fee
0 kr first year
Renewal fee
295 kr per year after the first year
Annual fee waiver
0 kr annual fee in the first year
Annual fee applies after the first year
Who can apply
Eligibility
- Resident of Sweden
- Coop membership required for bonus benefits
- Applicant must be at least 18 years old
- Swedish personal identity number required
- No active payment remarks or debt collection cases
- Subject to Entercard credit assessment and approval
Checklist
Documents required
- Swedish personal identity number
- Valid identification for BankID verification
- Coop membership details
- Income and employment details
- Address and contact details
- Additional documents requested during Entercard’s application review
Process
How to apply
1. Visit the Coop Mastercard Mer product page
2. Review the card fees, bonus points, insurance, and shopping benefits
3. Log in or continue with Coop membership details
4. Start the online credit card application
5. Enter your personal, income, contact, and credit details
6. Complete identity verification with BankID
7. Submit the application for Entercard’s credit assessment and activate the card after approval
Value
Reward and cashback structure
Reward rate
Bonus points earned on purchases with the card
Extra bonus value for Coop shopping
Welcome bonus points after approved application
Superdealen discounts up to 30% at selected partners during active campaigns
Up to 55 days interest-free credit
Cashback
Not specified
Value is mainly provided through Coop bonus points, Coop bonuses, and partner discounts instead of fixed cashback
Good fit
Pros
- Strong option for Coop grocery shoppers
- Earns bonus points through everyday purchases
- First year annual fee is 0 kr
- Welcome bonus points add early value
- Travel insurance adds useful protection
- Purchase protection benefits can help with shopping
- Superdealen offers can give strong partner discounts
- Mastercard acceptance is broad in Sweden and abroad
Watchouts
Cons
- Best value is mainly for Coop members and Coop shoppers
- Annual fee applies after the first year
- No fixed cashback rate specified
- Lounge access is not specified
- Fuel surcharge waiver is not available
- Superdealen discounts depend on active partner campaigns
- Cash withdrawal fees apply
- Credit approval is required
Related
Related cards
Compare
Compare Cards
| Field | Coop Mastercard Mer | Bank Norwegian Credit Card |
|---|---|---|
| Bank/provider | Coop and Entercard | Bank Norwegian |
| Joining fee | 0 kr first year | 0 kr annual fee |
| Renewal fee | 295 kr per year after the first year | 0 kr annual fee |
| Best for |
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| Reward rate |
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| Cashback |
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| Lounge access | Not specified | Not specified |
| Fuel surcharge waiver | Not available | Not available |
| Welcome benefit |
| Not specified |
| Annual fee waiver condition |
| No annual fee |
| Eligibility |
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| Apply link | Apply Now | Apply Now |