Refpo Credit Cards

Best Credit Cards in Sweden

Browse country-specific cards and compare fees, rewards, and benefits.

re:member

re:member flex

re:member flex is a no-annual-fee Swedish credit card focused on online shopping discounts and flexible credit. It offers discounts through re:member reward at more than 300 online stores, monthly Superdealen offers, up to 56 days interest-free credit, up to 120,000 kr credit limit, and complementary travel insurance with cancellation cover.

0 kr annual fee
Discounts through re:member reward at more than 300 online stores
Monthly Superdealen discounts at selected partners

Joining fees

0 kr annual fee

Renewal fees

0 kr annual fee

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SAS EuroBonus, SEB Kort Bank AB and American Express

SAS EuroBonus Mastercard and Amex SAS EuroBonus Cards

SAS EuroBonus Mastercard and Amex SAS EuroBonus cards are Sweden travel rewards cards for earning EuroBonus Bonus points on everyday spending. The card family includes no-fee and premium options, with benefits such as welcome bonus points, travel insurance, 2-for-1 award travel vouchers, Fly Premium on Mastercard Premium, and higher points earning for frequent SAS and SkyTeam travellers.

Earn SAS EuroBonus Bonus points on everyday purchases
SAS Amex Classic has 0 kr annual fee
SAS Amex Classic earns 10 Bonus points per 100 kr spent

Joining fees

From 0 kr annual fee

Renewal fees

From 0 kr annual fee

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Coop and Entercard

Coop Mastercard Mer

Coop Mastercard Mer is a Swedish shopping rewards credit card for Coop members. It earns Coop bonus points on purchases, gives extra value on Coop shopping, includes welcome bonus points, first-year annual fee savings, travel insurance, purchase protection benefits, and partner offers through Superdealen.

Coop shopping rewards credit card for Sweden
Earn Coop bonus points on card purchases
Extra value for Coop members shopping at Coop

Joining fees

0 kr first year

Renewal fees

295 kr per year after the first year

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SEB

SEB Corporate

SEB Corporate is a Swedish corporate charge card without a purchase limit for company expenses. It gives businesses a consolidated invoice, up to 45 days interest-free credit, complementary travel insurance, Priority Pass membership for airport lounge access, Mastercard Business Bonus offers, and tools for cardholder purchase and receipt management.

Corporate charge card for Swedish businesses
No purchase limit on the card
Purchases can be collected on one consolidated invoice

Joining fees

495 kr per year with 10-day payment term

Renewal fees

495 kr per year with 10-day payment term or 595 kr per year with 20-day payment term

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AirPlus and SEB Kort

AirPlus Corporate Card

AirPlus Corporate Card is a corporate payment card for Swedish companies that need business travel and expense management. It supports employee card payments, real-time transaction visibility, digital receipts, spending controls, portal-based administration, and app-based cardholder tools for managing purchases, invoices, receipts, PIN, card blocking, and replacement card requests.

Corporate card for Swedish business travel and expense management
Former Eurocard corporate services operate under the AirPlus brand
AirPlus Portal supports administrator and cardholder access

Joining fees

Not specified

Renewal fees

Not specified

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Qred Bank

Qred VISA Business Card

Qred VISA Business Card is a Swedish business credit card designed for small business owners and everyday company purchases. It offers 1% cashback on purchases, no monthly or annual fee, free additional company cards, Apple Pay and Google Pay support, digital receipt saving in the Qred app, and a personalised credit limit for business expenses.

Business credit card designed for small business owners
1% cashback on all purchases with Qred VISA
No monthly or annual fee

Joining fees

0 kr monthly or annual fee

Renewal fees

0 kr monthly or annual fee

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Bank Norwegian

Bank Norwegian Credit Card

Bank Norwegian Credit Card is a no-annual-fee credit card in Sweden with a flexible bonus programme. Cardholders can choose between 0.5% cashback on almost all purchases or CashPoints for Norwegian travel, along with included travel insurance, up to 45 days interest-free credit, fee-free purchases, and a credit limit of up to 150,000 kr.

0 kr annual fee
5% cashback on almost all purchases
Option to earn CashPoints instead of cashback

Joining fees

0 kr annual fee

Renewal fees

0 kr annual fee

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Compare

Compare Cards

Card 1Card 2

Field	re:member flex	SAS EuroBonus Mastercard and Amex SAS EuroBonus Cards
Bank/provider	re:member	SAS EuroBonus, SEB Kort Bank AB and American Express
Joining fee	0 kr annual fee	From 0 kr annual fee
Renewal fee	0 kr annual fee	From 0 kr annual fee
Best for	Swedish customers who shop online frequently Customers who want discounts at partner web stores Customers who want a no-annual-fee credit card	Swedish customers who want to earn SAS EuroBonus points from everyday spending Frequent SAS and SkyTeam travellers Customers who want travel rewards instead of cashback
Reward rate	Discounts through re:member reward at more than 300 online stores Monthly Superdealen discounts at selected partners Up to 56 days interest-free credit Credit limit up to 120,000 kr	SAS Amex Classic: 10 Bonus points per 100 kr spent SAS Amex Premium: 15 Bonus points per 100 kr spent SAS Amex Elite: 20 Bonus points per 100 kr spent SAS Amex Elite: 6 Level points per 100 kr spent
Cashback	Not specified Value is mainly provided through online discounts and invoice discounts instead of a fixed cashback rate	Not available Rewards are earned as SAS EuroBonus Bonus points and travel benefits instead of cashback
Lounge access	Not specified	SAS EuroBonus Mastercard Premium includes Fly Premium access with SAS Lounge access on eligible award trips SAS Amex Premium lounge access depends on flying SAS Plus or SAS Business Additional lounge access depends on card variant, itinerary, and EuroBonus status
Fuel surcharge waiver	Not available	Not available
Welcome benefit	Not specified	SAS Amex Premium: 10,000 Bonus points welcome bonus SAS Amex Elite: 30,000 Bonus points welcome bonus SAS EuroBonus Mastercard: 3,000 Bonus points welcome bonus
Annual fee waiver condition	No annual fee	SAS Amex Classic has 0 kr annual fee SAS Amex Premium costs 150 kr per month SAS Amex Elite costs 575 kr per month
Eligibility	Resident of Sweden Applicant must be at least 20 years old No payment remarks	Resident of Sweden SAS EuroBonus membership required Applicant must meet issuer age and credit requirements
Apply link	Apply Now	Apply Now

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