Swisscard AECS GmbH / American Express
American Express Platinum Card Switzerland
Premium metal American Express card in Switzerland offering airport lounge access, Membership Rewards points, SWISS voucher, SIXT ride credit, hotel status benefits, dining credit, concierge-style travel service and comprehensive travel insurance.
Highlights
Main benefits
- Premium metal American Express Platinum Card
- 45,000 Membership Rewards welcome points
- 1 Membership Rewards point for every CHF 1 spent
- SWISS Gift Card worth CHF 100 per year
- Up to CHF 200 annual SIXT ride travel credit
- Up to CHF 160 annual Dining Credit at GaultMillau restaurants
- Airport lounge access through American Express Global Lounge Collection
- Hotel status benefits with Hilton, Marriott Bonvoy, Radisson and Meliá
- Fine Hotels + Resorts and The Hotel Collection benefits
- Travel cancellation, medical, luggage and rental car insurance
- 24-hour Swisscard customer service
- One Platinum metal additional card included
Fees
Fees and charges
Joining fee
CHF 900
Renewal fee
CHF 900
Annual fee waiver
Not available
Who can apply
Eligibility
- Minimum age of 18 years
- Residence in Switzerland or Liechtenstein
- Regular income
- Positive credit check
Checklist
Documents required
- Valid passport, identity card or Swiss residence permit
- Proof of residence in Switzerland or Liechtenstein
- Income information for credit assessment
- Completed online application details
Process
How to apply
1. Open the official American Express Platinum Card Switzerland application page
2. Start the online application for the American Express Platinum Card
3. Enter your personal, residence and income details
4. Complete the identity and application verification process
5. Submit the application for credit review by Swisscard AECS GmbH
6. After approval, activate the digital card in the Swisscard app or wallet
7. Receive the physical metal card by post
Value
Reward and cashback structure
Reward rate
1 Membership Rewards point for every CHF 1 spent
45,000 Membership Rewards welcome points
SWISS Gift Card worth CHF 100 per year
Up to CHF 200 annual SIXT ride travel credit
Up to CHF 160 annual Dining Credit at GaultMillau restaurants
Fine Hotels + Resorts benefits at over 1,000 selected luxury hotels worldwide
Foreign currency and cross-border handling fee of 1.75%
Cashback
Not available
Good fit
Pros
- Excellent lounge access for frequent travellers
- Strong travel credits and dining benefits
- Useful hotel status and luxury hotel booking privileges
- Earns Membership Rewards points on everyday spending
- Comprehensive travel and shopping insurance package
- Premium travel and lifestyle service access
- Additional cards are included in the annual fee
Watchouts
Cons
- High annual fee of CHF 900
- American Express acceptance can be lower than Visa or Mastercard in some places
- No standard cashback benefit
- No fuel-specific benefit
- Foreign currency and cross-border handling fee applies
- Best value requires active use of travel and lifestyle benefits
Related
Related cards
Compare
Compare Cards
| Field | American Express Platinum Card Switzerland | SWISS Miles & More Classic Credit Card Duo |
|---|---|---|
| Bank/provider | Swisscard AECS GmbH / American Express | SWISS Miles & More and Swisscard AECS |
| Joining fee | CHF 900 | CHF 60 in the first year |
| Renewal fee | CHF 900 | CHF 120 per year after the first year |
| Best for |
|
|
| Reward rate |
|
|
| Cashback | Not available |
|
| Lounge access |
| Not specified |
| Fuel surcharge waiver | Not available | Not available |
| Welcome benefit | 45,000 Membership Rewards welcome points worth CHF 200 | 2,000 miles welcome bonus |
| Annual fee waiver condition | Not available | Not specified |
| Eligibility |
|
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| Apply link | Apply Now | Apply Now |