Swisscard AECS GmbH / SWISS Miles & More
SWISS SME Platinum Credit Card Package
Premium Swiss corporate card package for SMEs, combining SWISS Miles & More American Express Business Platinum and Mastercard World Business Platinum with PartnerPlusBenefit points, Miles & More miles, SWISS First Class check-in, CompanyOnline expense management, SIXT Advantage Circle privileges and comprehensive business travel insurance.
Highlights
Main benefits
- Premium corporate card package for Swiss SMEs
- Includes American Express Business Platinum and Mastercard World Business Platinum
- 4,000 BenefitPoints welcome gift for the company
- 5,000 Miles & More welcome miles per card package
- CHF 350 first-year credit
- Company earns PartnerPlusBenefit points
- Employees earn Miles & More miles
- SWISS First Class check-in for eligible SWISS flights
- CompanyOnline expense management and reporting
- Free Swisscard app access for real-time card information
- SIXT Advantage Circle and Sixt Express Card membership
- Comprehensive insurance coverage for global travel and purchases
- Worldwide card replacement within 48 hours
- 24-hour customer service
Fees
Fees and charges
Joining fee
CHF 350 in the first year
Renewal fee
CHF 700 per year
Annual fee waiver
CHF 350 credit equivalent to 50% off the annual fee in the first year
Not available from the second year
Who can apply
Eligibility
- Swiss SME or business client applying for a corporate card package
- Company must apply for or hold the required Swisscard corporate basic account
- Participation in PartnerPlusBenefit is required for the company
- Employee cardholder participates in Miles & More
- Applicant employee must provide employment and income details
- Approval by Swisscard AECS GmbH after company and cardholder review
Checklist
Documents required
- Completed and legally signed basic account application for the company
- Completed card application for each corporate cardholder
- Certified copy of passport, identity card or Swiss driver’s license for Swiss nationals or foreign nationals residing abroad
- Certified copy of Swiss residence permit for foreign nationals residing in Switzerland or cross-border commuters
- Copy of employment contract for G or L permit applicants
- Commercial register extract no older than 12 months for registered companies
- Articles of incorporation or equivalent documents for non-registered companies
- Identification of controller or beneficial owner documents where required
- Swiss bank or post office account details in the company name
Process
How to apply
1. Open the official SWISS SME Platinum Credit Card Package application form
2. Select the SWISS SME card package Platinum option in the product section
3. Enter the applying employee’s personal, employment and Miles & More details
4. Enter the requested card limit and company details
5. Provide the company’s PartnerPlusBenefit contact and Swiss bank or post office account details
6. Complete the controller or beneficial owner identification sections where required
7. Attach certified identification, residence permit, company registration and supporting documents
8. Sign the application with a legally valid signature
9. Submit the completed application to Swisscard AECS GmbH for review
Value
Reward and cashback structure
Reward rate
4,000 BenefitPoints welcome gift for the company
5,000 Miles & More welcome miles per card package
9.6 BenefitPoints per CHF 2 with SWISS Miles & More American Express Business Platinum on eligible flight ticket purchases
4.0 BenefitPoints per CHF 2 with SWISS Miles & More Mastercard World Business Platinum on eligible flight ticket purchases
2.4 miles per CHF 2 with SWISS Miles & More American Express Business Platinum
1.0 mile per CHF 2 with SWISS Miles & More Mastercard World Business Platinum
Double miles on eligible SIXT rentals paid with the SWISS SME card package
Cashback
Not available
Good fit
Pros
- Strong business travel value for frequent flyers
- Company and employees both earn through separate loyalty programs
- High miles earning rate with the American Express Business Platinum card
- Useful CompanyOnline tools for expense tracking and reporting
- Includes SWISS First Class check-in benefit on eligible flights
- Good insurance package for business travel and purchases
- Mastercard companion card improves acceptance where American Express is not accepted
- First-year fee is reduced by CHF 350 credit
Watchouts
Cons
- High renewal fee of CHF 700 per year
- Best value depends on regular SWISS, Lufthansa or Austrian Airlines flight ticket spending
- Requires company participation in PartnerPlusBenefit
- American Express acceptance can be limited at some merchants
- No cashback benefit
- No fuel-specific benefit
- Application process requires detailed company and identification documents
Related
Related cards
Compare
Compare Cards
| Field | SWISS SME Platinum Credit Card Package | American Express Corporate Platinum Card Switzerland |
|---|---|---|
| Bank/provider | Swisscard AECS GmbH / SWISS Miles & More | Swisscard AECS GmbH / American Express |
| Joining fee | CHF 350 in the first year | CHF 650 per card |
| Renewal fee | CHF 700 per year | CHF 650 per card per year |
| Best for |
|
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| Reward rate |
|
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| Cashback | Not available | Not available |
| Lounge access | Not specified |
|
| Fuel surcharge waiver | Not available | Not available |
| Welcome benefit |
| Not specified |
| Annual fee waiver condition |
| Not available |
| Eligibility |
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| Apply link | Apply Now | Apply Now |