SWISS Miles & More and Swisscard AECS
SWISS Miles & More Classic Credit Card Duo
SWISS Miles & More Classic Credit Card Duo is a Swiss travel rewards card package for earning Miles & More miles on everyday purchases. It includes an American Express Classic card and a Mastercard World Classic card, earns up to 1.5 miles per CHF 2 spent, offers a welcome bonus, and helps protect miles from expiry when monthly card-use conditions are met.
Highlights
Main benefits
- Swiss travel rewards credit card duo
- Includes American Express Classic and Mastercard World Classic cards
- Up to 1.5 miles for every CHF 2 spent
- 2,000 miles welcome bonus
- Miles & More miles earned on eligible purchases
- Miles can be redeemed for flights, upgrades, hotels, rental cars, and rewards
- Mileage expiry protection available with qualifying monthly card use
- CHF 60 annual fee in the first year
- CHF 120 annual fee after the first year
- Useful for SWISS, Lufthansa Group, and Star Alliance travellers
- Mastercard adds wider acceptance where American Express is not accepted
- Issued through Swisscard AECS
Fees
Fees and charges
Joining fee
CHF 60 in the first year
Renewal fee
CHF 120 per year after the first year
Annual fee waiver
Not specified
Who can apply
Eligibility
- Resident of Switzerland
- Miles & More membership required or created during application
- Applicant must meet Swisscard AECS credit requirements
- Valid Swiss address and contact details required
- Regular income and repayment capacity required
- Subject to Swisscard AECS credit assessment and approval
Checklist
Documents required
- Swiss identity card, passport, or valid residence permit
- Swiss address and contact details
- Miles & More membership number where available
- Income and employment details
- Bank account details for card payments where required
- Additional documents requested during Swisscard AECS application review
Process
How to apply
1. Visit the SWISS Miles & More Classic Credit Card Duo product page
2. Review the miles earning rate, annual fee, welcome bonus, and mileage protection benefits
3. Start the online card application
4. Enter your personal, address, income, contact, and Miles & More details
5. Complete the required identity verification process
6. Submit the application for Swisscard AECS credit assessment
7. Activate the approved cards and use the American Express and Mastercard cards for eligible purchases
Value
Reward and cashback structure
Reward rate
Up to 1.5 miles for every CHF 2 spent
1.5 miles for every CHF 2 spent with the SWISS Miles & More American Express Classic card
Lower mileage earning with the Mastercard World Classic card
2,000 miles welcome bonus
Miles can be redeemed for flights, upgrades, hotels, rental cars, and rewards
Miles expiry protection available when monthly card-use conditions are met
Cashback
Not available
Value is provided through Miles & More miles instead of cashback
Miles can be redeemed for travel and rewards
Good fit
Pros
- Good entry-level Miles & More card for Switzerland
- Earns airline miles on everyday purchases
- Includes both American Express and Mastercard cards
- 2,000 miles welcome bonus adds early value
- Mileage expiry protection can be useful for Miles & More members
- Lower annual fee than Gold and Platinum Miles & More card duos
- Useful for SWISS and Lufthansa Group travellers
- Miles can be redeemed for travel and rewards
Watchouts
Cons
- Annual fee applies
- Highest earning rate is mainly on the American Express card
- Mastercard earning rate is lower than American Express earning rate
- No cashback option
- Lounge access is not specified
- Fuel surcharge waiver is not available
- Best value is mainly for Miles & More users
- Foreign transaction and cash withdrawal fees may apply
- Credit approval is required
Related
Related cards
Compare
Compare Cards
| Field | SWISS Miles & More Classic Credit Card Duo | Cembra Certo! One Mastercard World |
|---|---|---|
| Bank/provider | SWISS Miles & More and Swisscard AECS | Cembra Money Bank |
| Joining fee | CHF 60 in the first year | 0 CHF annual fee |
| Renewal fee | CHF 120 per year after the first year | 0 CHF annual fee |
| Best for |
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| Reward rate |
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| Cashback |
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| Lounge access | Not specified | Not specified |
| Fuel surcharge waiver | Not available | Not available |
| Welcome benefit | 2,000 miles welcome bonus | 50 CHF starting credit |
| Annual fee waiver condition | Not specified | No annual fee |
| Eligibility |
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| Apply link | Apply Now | Apply Now |