Qred Bank

Qred VISA Business Card

Qred VISA Business Card is a Swedish business credit card designed for small business owners and everyday company purchases. It offers 1% cashback on purchases, no monthly or annual fee, free additional company cards, Apple Pay and Google Pay support, digital receipt saving in the Qred app, and a personalised credit limit for business expenses.

cashback, rewards, businessBest for Swedish small businesses wanting a simple company credit card Startups and small business owners who want 1% cashback on purchases Companies that need multiple employee cards without card fees Businesses that want digital receipt handling in an app Businesses that want Apple Pay and Google Pay support
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Qred VISA Business Card

Highlights

Main benefits

  • Business credit card designed for small business owners
  • 1% cashback on all purchases with Qred VISA
  • No monthly or annual fee
  • Free additional cards for the company
  • Personalised credit limit
  • Digital receipt saving directly in the Qred app
  • Physical card and digital wallet support
  • Apple Pay and Google Pay supported
  • Useful for everyday company purchases
  • Qred Bank has supported more than 50,000 businesses

Fees

Fees and charges

Joining fee

0 kr monthly or annual fee

Renewal fee

0 kr monthly or annual fee

Annual fee waiver

No monthly or annual fee

Who can apply

Eligibility

  • Business customer in Sweden
  • Suitable for small businesses, limited companies, sole proprietors, and trading companies
  • Company must pass Qred Bank’s business and credit assessment
  • Personalised credit limit is assigned after approval
  • Intended for company purchases and business expenses

Checklist

Documents required

  • Swedish organisation number or business registration details
  • Details of business owner or authorised representative
  • Cardholder details for employees receiving cards
  • Business income or financial information
  • Company contact and billing details
  • Additional documents requested during Qred Bank’s application review

Process

How to apply

1. Visit the Qred VISA Business Card product page

2. Start the online business card application

3. Enter company, owner, contact, and business details

4. Add cardholder information for the company cards needed

5. Complete Qred Bank’s business and credit assessment

6. Activate the approved card and manage expenses through the Qred app

Value

Reward and cashback structure

Reward rate

1% cashback on all purchases with Qred VISA

Personalised credit limit

No monthly or annual fee

Free additional company cards

Apple Pay and Google Pay supported

Cashback

1% cashback on all purchases with Qred VISA

Cashback is earned from business card purchases

Cashback value is connected to company spending through the Qred VISA card

Good fit

Pros

  • 1% cashback is strong for a business card
  • No monthly or annual fee
  • Good fit for small businesses and startups
  • Free additional company cards can help teams
  • Digital receipts reduce expense-management work
  • Apple Pay and Google Pay support is convenient
  • Personalised credit limit can match company needs

Watchouts

Cons

  • Lounge access is not specified
  • Travel insurance is not specified
  • Fuel surcharge waiver is not available
  • Credit limit depends on Qred Bank’s assessment
  • Best suited to small business spending rather than premium corporate travel
  • Credit approval is required

Apply for this card

Apply now or check the details from bank source.

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Related

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Jämför kort

Jämför kort

FieldQred VISA Business CardSEB Corporate
Bank/providerQred BankSEB
Startavgift0 kr monthly or annual fee495 kr per year with 10-day payment term
Förnyelseavgift0 kr monthly or annual fee495 kr per year with 10-day payment term or 595 kr per year with 20-day payment term
Best for
  • Swedish small businesses wanting a simple company credit card
  • Startups and small business owners who want 1% cashback on purchases
  • Companies that need multiple employee cards without card fees
  • Swedish companies that need a corporate charge card for employee expenses
  • Businesses that want purchases collected on one invoice
  • Companies that need up to 45 days interest-free credit for liquidity
Belöningsnivå
  • 1% cashback on all purchases with Qred VISA
  • Personalised credit limit
  • No monthly or annual fee
  • Free additional company cards
  • Up to 45 days interest-free credit
  • Priority Pass membership included
  • Priority Pass lounge visit costs 35 USD per person
  • Complementary travel insurance when at least 75% of a business trip is paid with the card
Cashback
  • 1% cashback on all purchases with Qred VISA
  • Cashback is earned from business card purchases
  • Cashback value is connected to company spending through the Qred VISA card
  • Not available
  • Value is provided through business expense control, travel insurance, Priority Pass membership, and Mastercard Business Bonus offers instead of cashback
LoungeåtkomstNot specified
  • Priority Pass membership included
  • Access to more than 1,800 VIP lounges in over 400 cities worldwide
  • Lounge visit costs 35 USD per person for the cardholder and guests
BränsletilläggsbefrielseNot availableNot available
VälkomstförmånNot specifiedNot specified
Befrielse från årsavgiftNo monthly or annual feeNot specified
Behörighet
  • Business customer in Sweden
  • Suitable for small businesses, limited companies, sole proprietors, and trading companies
  • Company must pass Qred Bank’s business and credit assessment
  • Business customer in Sweden
  • Intended for company purchases, not private expenses
  • Suitable for limited companies, sole traders, and other company forms
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