SEB
SEB Corporate
SEB Corporate is a Swedish corporate charge card without a purchase limit for company expenses. It gives businesses a consolidated invoice, up to 45 days interest-free credit, complementary travel insurance, Priority Pass membership for airport lounge access, Mastercard Business Bonus offers, and tools for cardholder purchase and receipt management.
Highlights
Main benefits
- Corporate charge card for Swedish businesses
- No purchase limit on the card
- Purchases can be collected on one consolidated invoice
- Up to 45 days interest-free credit
- Annual price of 495 kr with 10-day payment term
- Annual price of 595 kr with 20-day payment term
- Complementary travel insurance included when at least 75% of the business trip is paid with the card
- Priority Pass membership included
- Priority Pass lounge visit costs 35 USD per person
- Mastercard Business Bonus offers included
- Corporate Card app supports purchase view, receipt photos, PIN view, card blocking, and replacement card ordering
- Cash withdrawal limit of 25,000 kr per 30 days, including 15,000 kr in Sweden
- Card uses biodegradable plastic made from corn starch
Fees
Fees and charges
Joining fee
495 kr per year with 10-day payment term
Renewal fee
495 kr per year with 10-day payment term or 595 kr per year with 20-day payment term
Annual fee waiver
Not specified
Who can apply
Eligibility
- Business customer in Sweden
- Intended for company purchases, not private expenses
- Suitable for limited companies, sole traders, and other company forms
- Company chooses whether invoice is sent to the company or the employee
- Subject to SEB and SEB Kort credit assessment and approval
- Business information and authorised representative details required
Checklist
Documents required
- Swedish organisation number or business registration details
- Details of the company and authorised representatives
- Cardholder personal details
- Identification and BankID verification where required
- Business financial and invoicing information
- Autogiro or payment arrangement details where required
- Additional documents requested by SEB or SEB Kort during application review
Process
How to apply
1. Visit the SEB Corporate product page
2. Choose whether invoices should be sent to the company or to the employee
3. Start the selected SEB Corporate application form
4. Enter company, authorised representative, invoice, and cardholder details
5. Provide payment arrangement and supporting business information
6. Submit the application for SEB Kort credit assessment
7. Activate the approved card and set up Corporate Card app or card administration tools
Value
Reward and cashback structure
Reward rate
Up to 45 days interest-free credit
Priority Pass membership included
Priority Pass lounge visit costs 35 USD per person
Complementary travel insurance when at least 75% of a business trip is paid with the card
Mastercard Business Bonus offers for business travel, software, and marketing tools
No standard cashback or points rewards rate specified
Cashback
Not available
Value is provided through business expense control, travel insurance, Priority Pass membership, and Mastercard Business Bonus offers instead of cashback
Good fit
Pros
- Strong corporate expense card from a major Swedish bank
- No purchase limit helps with larger business expenses
- Consolidated invoicing improves company expense overview
- Up to 45 days interest-free credit supports liquidity
- Priority Pass membership adds travel value
- Travel insurance is included for eligible business trips
- Mastercard Business Bonus offers can help with business purchases
- Corporate Card app helps with receipts and card control
Watchouts
Cons
- Annual fee applies
- No fixed cashback rewards rate specified
- No standard points rewards rate specified
- Priority Pass lounge visits are paid per person
- Card is for company purchases, not private expenses
- Fuel surcharge waiver is not available
- Credit approval is required
Related
Related cards
Jämför kort
Jämför kort
| Field | SEB Corporate | Bank Norwegian Credit Card |
|---|---|---|
| Bank/provider | SEB | Bank Norwegian |
| Startavgift | 495 kr per year with 10-day payment term | 0 kr annual fee |
| Förnyelseavgift | 495 kr per year with 10-day payment term or 595 kr per year with 20-day payment term | 0 kr annual fee |
| Best for |
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| Belöningsnivå |
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| Cashback |
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| Loungeåtkomst |
| Not specified |
| Bränsletilläggsbefrielse | Not available | Not available |
| Välkomstförmån | Not specified | Not specified |
| Befrielse från årsavgift | Not specified | No annual fee |
| Behörighet |
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| Ansökningslänk | Ansök nu | Ansök nu |