Qred Bank
Qred VISA Business Card
Qred VISA Business Card is a Swedish business credit card designed for small business owners and everyday company purchases. It offers 1% cashback on purchases, no monthly or annual fee, free additional company cards, Apple Pay and Google Pay support, digital receipt saving in the Qred app, and a personalised credit limit for business expenses.

Highlights
Main benefits
- Business credit card designed for small business owners
- 1% cashback on all purchases with Qred VISA
- No monthly or annual fee
- Free additional cards for the company
- Personalised credit limit
- Digital receipt saving directly in the Qred app
- Physical card and digital wallet support
- Apple Pay and Google Pay supported
- Useful for everyday company purchases
- Qred Bank has supported more than 50,000 businesses
Fees
Fees and charges
Joining fee
0 kr monthly or annual fee
Renewal fee
0 kr monthly or annual fee
Annual fee waiver
No monthly or annual fee
Who can apply
Eligibility
- Business customer in Sweden
- Suitable for small businesses, limited companies, sole proprietors, and trading companies
- Company must pass Qred Bank’s business and credit assessment
- Personalised credit limit is assigned after approval
- Intended for company purchases and business expenses
Checklist
Documents required
- Swedish organisation number or business registration details
- Details of business owner or authorised representative
- Cardholder details for employees receiving cards
- Business income or financial information
- Company contact and billing details
- Additional documents requested during Qred Bank’s application review
Process
How to apply
1. Visit the Qred VISA Business Card product page
2. Start the online business card application
3. Enter company, owner, contact, and business details
4. Add cardholder information for the company cards needed
5. Complete Qred Bank’s business and credit assessment
6. Activate the approved card and manage expenses through the Qred app
Value
Reward and cashback structure
Reward rate
1% cashback on all purchases with Qred VISA
Personalised credit limit
No monthly or annual fee
Free additional company cards
Apple Pay and Google Pay supported
Cashback
1% cashback on all purchases with Qred VISA
Cashback is earned from business card purchases
Cashback value is connected to company spending through the Qred VISA card
Good fit
Pros
- 1% cashback is strong for a business card
- No monthly or annual fee
- Good fit for small businesses and startups
- Free additional company cards can help teams
- Digital receipts reduce expense-management work
- Apple Pay and Google Pay support is convenient
- Personalised credit limit can match company needs
Watchouts
Cons
- Lounge access is not specified
- Travel insurance is not specified
- Fuel surcharge waiver is not available
- Credit limit depends on Qred Bank’s assessment
- Best suited to small business spending rather than premium corporate travel
- Credit approval is required
Related
Related cards
Jämför kort
Jämför kort
| Field | Qred VISA Business Card | Bank Norwegian Credit Card |
|---|---|---|
| Bank/provider | Qred Bank | Bank Norwegian |
| Startavgift | 0 kr monthly or annual fee | 0 kr annual fee |
| Förnyelseavgift | 0 kr monthly or annual fee | 0 kr annual fee |
| Best for |
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| Belöningsnivå |
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| Cashback |
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| Loungeåtkomst | Not specified | Not specified |
| Bränsletilläggsbefrielse | Not available | Not available |
| Välkomstförmån | Not specified | Not specified |
| Befrielse från årsavgift | No monthly or annual fee | No annual fee |
| Behörighet |
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| Ansökningslänk | Ansök nu | Ansök nu |





