Qred Bank

Qred VISA Business Card

Qred VISA Business Card is a Swedish business credit card designed for small business owners and everyday company purchases. It offers 1% cashback on purchases, no monthly or annual fee, free additional company cards, Apple Pay and Google Pay support, digital receipt saving in the Qred app, and a personalised credit limit for business expenses.

cashback, rewards, businessBest for Swedish small businesses wanting a simple company credit card Startups and small business owners who want 1% cashback on purchases Companies that need multiple employee cards without card fees Businesses that want digital receipt handling in an app Businesses that want Apple Pay and Google Pay support
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Qred VISA Business Card

Highlights

Main benefits

  • Business credit card designed for small business owners
  • 1% cashback on all purchases with Qred VISA
  • No monthly or annual fee
  • Free additional cards for the company
  • Personalised credit limit
  • Digital receipt saving directly in the Qred app
  • Physical card and digital wallet support
  • Apple Pay and Google Pay supported
  • Useful for everyday company purchases
  • Qred Bank has supported more than 50,000 businesses

Fees

Fees and charges

Joining fee

0 kr monthly or annual fee

Renewal fee

0 kr monthly or annual fee

Annual fee waiver

No monthly or annual fee

Who can apply

Eligibility

  • Business customer in Sweden
  • Suitable for small businesses, limited companies, sole proprietors, and trading companies
  • Company must pass Qred Bank’s business and credit assessment
  • Personalised credit limit is assigned after approval
  • Intended for company purchases and business expenses

Checklist

Documents required

  • Swedish organisation number or business registration details
  • Details of business owner or authorised representative
  • Cardholder details for employees receiving cards
  • Business income or financial information
  • Company contact and billing details
  • Additional documents requested during Qred Bank’s application review

Process

How to apply

1. Visit the Qred VISA Business Card product page

2. Start the online business card application

3. Enter company, owner, contact, and business details

4. Add cardholder information for the company cards needed

5. Complete Qred Bank’s business and credit assessment

6. Activate the approved card and manage expenses through the Qred app

Value

Reward and cashback structure

Reward rate

1% cashback on all purchases with Qred VISA

Personalised credit limit

No monthly or annual fee

Free additional company cards

Apple Pay and Google Pay supported

Cashback

1% cashback on all purchases with Qred VISA

Cashback is earned from business card purchases

Cashback value is connected to company spending through the Qred VISA card

Good fit

Pros

  • 1% cashback is strong for a business card
  • No monthly or annual fee
  • Good fit for small businesses and startups
  • Free additional company cards can help teams
  • Digital receipts reduce expense-management work
  • Apple Pay and Google Pay support is convenient
  • Personalised credit limit can match company needs

Watchouts

Cons

  • Lounge access is not specified
  • Travel insurance is not specified
  • Fuel surcharge waiver is not available
  • Credit limit depends on Qred Bank’s assessment
  • Best suited to small business spending rather than premium corporate travel
  • Credit approval is required

Related

Related cards

Jämför kort

Jämför kort

FieldQred VISA Business CardBank Norwegian Credit Card
Bank/providerQred BankBank Norwegian
Startavgift0 kr monthly or annual fee0 kr annual fee
Förnyelseavgift0 kr monthly or annual fee0 kr annual fee
Best for
  • Swedish small businesses wanting a simple company credit card
  • Startups and small business owners who want 1% cashback on purchases
  • Companies that need multiple employee cards without card fees
  • Swedish customers who want simple cashback with no annual fee
  • Customers who prefer choosing between cashback and CashPoints
  • Frequent Norwegian travellers who want to earn travel rewards
Belöningsnivå
  • 1% cashback on all purchases with Qred VISA
  • Personalised credit limit
  • No monthly or annual fee
  • Free additional company cards
  • 0.5% cashback on almost all purchases
  • 0.5% CashPoints earning on purchases in Sweden
  • CashPoints can be used for flights with Norwegian
  • Up to 45 days interest-free credit
Cashback
  • 1% cashback on all purchases with Qred VISA
  • Cashback is earned from business card purchases
  • Cashback value is connected to company spending through the Qred VISA card
  • 5% cashback on almost all purchases
  • Cashback can be used to pay the credit card invoice
  • Cardholder can choose cashback or CashPoints as the bonus programme
  • Cashback earning also works when paying by mobile or smartwatch
LoungeåtkomstNot specifiedNot specified
BränsletilläggsbefrielseNot availableNot available
VälkomstförmånNot specifiedNot specified
Befrielse från årsavgiftNo monthly or annual feeNo annual fee
Behörighet
  • Business customer in Sweden
  • Suitable for small businesses, limited companies, sole proprietors, and trading companies
  • Company must pass Qred Bank’s business and credit assessment
  • Resident of Sweden
  • Applicant must be at least 23 years old
  • No active debt collection cases
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