re:member

re:member flex

re:member flex is a no-annual-fee Swedish credit card focused on online shopping discounts and flexible credit. It offers discounts through re:member reward at more than 300 online stores, monthly Superdealen offers, up to 56 days interest-free credit, up to 120,000 kr credit limit, and complementary travel insurance with cancellation cover.

rewards, travel, shoppingBest for Swedish customers who shop online frequently Customers who want discounts at partner web stores Customers who want a no-annual-fee credit card Customers who want up to 56 days interest-free credit Customers who want complementary travel insurance with cancellation cover

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Highlights

Main benefits

0 kr annual fee
Discounts through re:member reward at more than 300 online stores
Monthly Superdealen discounts at selected partners
Up to 56 days interest-free credit
Credit limit up to 120,000 kr
Complementary travel insurance with cancellation cover included
Individual interest rate
Effective interest rate example of 18.91% for 30,000 kr credit repaid over 1 year
Flexible part-payment options
Online application available

Fees

Fees and charges

Joining fee

0 kr annual fee

Renewal fee

0 kr annual fee

Annual fee waiver

No annual fee

Who can apply

Eligibility

Resident of Sweden
Applicant must be at least 20 years old
No payment remarks
Regular income required
Subject to re:member credit assessment and approval

Checklist

Documents required

Swedish personal identity number
Valid identification for BankID verification
Income and employment details
Address and contact details
Additional documents requested during re:member’s application review

Process

How to apply

1. Visit the re:member flex product page

2. Start the online credit card application

3. Enter your personal, contact, income, and credit details

4. Complete identity verification with BankID

5. Submit the application for re:member’s credit assessment

6. Activate the card after approval and use re:member reward for partner discounts

Value

Reward and cashback structure

Reward rate

Discounts through re:member reward at more than 300 online stores

Monthly Superdealen discounts at selected partners

Up to 56 days interest-free credit

Credit limit up to 120,000 kr

Effective interest rate example of 18.91% for 30,000 kr credit repaid over 1 year

Cashback

Not specified

Value is mainly provided through online discounts and invoice discounts instead of a fixed cashback rate

Good fit

Pros

No annual fee
Strong online shopping discount programme
Discounts available at more than 300 online stores
Monthly Superdealen offers can increase savings
Up to 56 days interest-free credit
Complementary travel insurance with cancellation cover included
High possible credit limit up to 120,000 kr

Watchouts

Cons

No fixed cashback rate specified
Best value depends on using partner stores and discount offers
Lounge access is not specified
Fuel surcharge waiver is not available
Interest cost can be high if the balance is not paid in full
Credit approval is required

Bank Norwegian

Bank Norwegian Credit Card

Bank Norwegian Credit Card is a no-annual-fee credit card in Sweden with a flexible bonus programme. Cardholders can choose between 0.5% cashback on almost all purchases or CashPoints for Norwegian travel, along with included travel insurance, up to 45 days interest-free credit, fee-free purchases, and a credit limit of up to 150,000 kr.

0 kr annual fee
5% cashback on almost all purchases
Option to earn CashPoints instead of cashback

Startavgift

0 kr annual fee

Förnyelseavgift

0 kr annual fee

Visa detaljer

SAS EuroBonus, SEB Kort Bank AB and American Express

SAS EuroBonus Mastercard and Amex SAS EuroBonus Cards

SAS EuroBonus Mastercard and Amex SAS EuroBonus cards are Sweden travel rewards cards for earning EuroBonus Bonus points on everyday spending. The card family includes no-fee and premium options, with benefits such as welcome bonus points, travel insurance, 2-for-1 award travel vouchers, Fly Premium on Mastercard Premium, and higher points earning for frequent SAS and SkyTeam travellers.

Earn SAS EuroBonus Bonus points on everyday purchases
SAS Amex Classic has 0 kr annual fee
SAS Amex Classic earns 10 Bonus points per 100 kr spent

Startavgift

From 0 kr annual fee

Förnyelseavgift

From 0 kr annual fee

Visa detaljer

Coop and Entercard

Coop Mastercard Mer

Coop Mastercard Mer is a Swedish shopping rewards credit card for Coop members. It earns Coop bonus points on purchases, gives extra value on Coop shopping, includes welcome bonus points, first-year annual fee savings, travel insurance, purchase protection benefits, and partner offers through Superdealen.

Coop shopping rewards credit card for Sweden
Earn Coop bonus points on card purchases
Extra value for Coop members shopping at Coop

Startavgift

0 kr first year

Förnyelseavgift

295 kr per year after the first year

Visa detaljer

SEB

SEB Corporate

SEB Corporate is a Swedish corporate charge card without a purchase limit for company expenses. It gives businesses a consolidated invoice, up to 45 days interest-free credit, complementary travel insurance, Priority Pass membership for airport lounge access, Mastercard Business Bonus offers, and tools for cardholder purchase and receipt management.

Corporate charge card for Swedish businesses
No purchase limit on the card
Purchases can be collected on one consolidated invoice

Startavgift

495 kr per year with 10-day payment term

Förnyelseavgift

495 kr per year with 10-day payment term or 595 kr per year with 20-day payment term

Visa detaljer

AirPlus and SEB Kort

AirPlus Corporate Card

AirPlus Corporate Card is a corporate payment card for Swedish companies that need business travel and expense management. It supports employee card payments, real-time transaction visibility, digital receipts, spending controls, portal-based administration, and app-based cardholder tools for managing purchases, invoices, receipts, PIN, card blocking, and replacement card requests.

Corporate card for Swedish business travel and expense management
Former Eurocard corporate services operate under the AirPlus brand
AirPlus Portal supports administrator and cardholder access

Startavgift

Not specified

Förnyelseavgift

Not specified

Visa detaljer

Qred Bank

Qred VISA Business Card

Qred VISA Business Card is a Swedish business credit card designed for small business owners and everyday company purchases. It offers 1% cashback on purchases, no monthly or annual fee, free additional company cards, Apple Pay and Google Pay support, digital receipt saving in the Qred app, and a personalised credit limit for business expenses.

Business credit card designed for small business owners
1% cashback on all purchases with Qred VISA
No monthly or annual fee

Startavgift

0 kr monthly or annual fee

Förnyelseavgift

0 kr monthly or annual fee

Visa detaljer

Jämför kort

Card 1Card 2

Field	re:member flex	Bank Norwegian Credit Card
Bank/provider	re:member	Bank Norwegian
Startavgift	0 kr annual fee	0 kr annual fee
Förnyelseavgift	0 kr annual fee	0 kr annual fee
Best for	Swedish customers who shop online frequently Customers who want discounts at partner web stores Customers who want a no-annual-fee credit card	Swedish customers who want simple cashback with no annual fee Customers who prefer choosing between cashback and CashPoints Frequent Norwegian travellers who want to earn travel rewards
Belöningsnivå	Discounts through re:member reward at more than 300 online stores Monthly Superdealen discounts at selected partners Up to 56 days interest-free credit Credit limit up to 120,000 kr	0.5% cashback on almost all purchases 0.5% CashPoints earning on purchases in Sweden CashPoints can be used for flights with Norwegian Up to 45 days interest-free credit
Cashback	Not specified Value is mainly provided through online discounts and invoice discounts instead of a fixed cashback rate	5% cashback on almost all purchases Cashback can be used to pay the credit card invoice Cardholder can choose cashback or CashPoints as the bonus programme Cashback earning also works when paying by mobile or smartwatch
Loungeåtkomst	Not specified	Not specified
Bränsletilläggsbefrielse	Not available	Not available
Välkomstförmån	Not specified	Not specified
Befrielse från årsavgift	No annual fee	No annual fee
Behörighet	Resident of Sweden Applicant must be at least 20 years old No payment remarks	Resident of Sweden Applicant must be at least 23 years old No active debt collection cases
Ansökningslänk	Ansök nu	Ansök nu

re:member flex

Main benefits

Fees and charges

Eligibility

Documents required

How to apply

Reward and cashback structure

Pros

Cons

Related cards

Bank Norwegian Credit Card

SAS EuroBonus Mastercard and Amex SAS EuroBonus Cards

Coop Mastercard Mer

SEB Corporate

AirPlus Corporate Card

Qred VISA Business Card

Jämför kort