re:member
re:member flex
re:member flex is a no-annual-fee Swedish credit card focused on online shopping discounts and flexible credit. It offers discounts through re:member reward at more than 300 online stores, monthly Superdealen offers, up to 56 days interest-free credit, up to 120,000 kr credit limit, and complementary travel insurance with cancellation cover.
Highlights
Main benefits
- 0 kr annual fee
- Discounts through re:member reward at more than 300 online stores
- Monthly Superdealen discounts at selected partners
- Up to 56 days interest-free credit
- Credit limit up to 120,000 kr
- Complementary travel insurance with cancellation cover included
- Individual interest rate
- Effective interest rate example of 18.91% for 30,000 kr credit repaid over 1 year
- Flexible part-payment options
- Online application available
Fees
Fees and charges
Joining fee
0 kr annual fee
Renewal fee
0 kr annual fee
Annual fee waiver
No annual fee
Who can apply
Eligibility
- Resident of Sweden
- Applicant must be at least 20 years old
- No payment remarks
- Regular income required
- Subject to re:member credit assessment and approval
Checklist
Documents required
- Swedish personal identity number
- Valid identification for BankID verification
- Income and employment details
- Address and contact details
- Additional documents requested during re:member’s application review
Process
How to apply
1. Visit the re:member flex product page
2. Start the online credit card application
3. Enter your personal, contact, income, and credit details
4. Complete identity verification with BankID
5. Submit the application for re:member’s credit assessment
6. Activate the card after approval and use re:member reward for partner discounts
Value
Reward and cashback structure
Reward rate
Discounts through re:member reward at more than 300 online stores
Monthly Superdealen discounts at selected partners
Up to 56 days interest-free credit
Credit limit up to 120,000 kr
Effective interest rate example of 18.91% for 30,000 kr credit repaid over 1 year
Cashback
Not specified
Value is mainly provided through online discounts and invoice discounts instead of a fixed cashback rate
Good fit
Pros
- No annual fee
- Strong online shopping discount programme
- Discounts available at more than 300 online stores
- Monthly Superdealen offers can increase savings
- Up to 56 days interest-free credit
- Complementary travel insurance with cancellation cover included
- High possible credit limit up to 120,000 kr
Watchouts
Cons
- No fixed cashback rate specified
- Best value depends on using partner stores and discount offers
- Lounge access is not specified
- Fuel surcharge waiver is not available
- Interest cost can be high if the balance is not paid in full
- Credit approval is required
Related
Related cards
Jämför kort
Jämför kort
| Field | re:member flex | SAS EuroBonus Mastercard and Amex SAS EuroBonus Cards |
|---|---|---|
| Bank/provider | re:member | SAS EuroBonus, SEB Kort Bank AB and American Express |
| Startavgift | 0 kr annual fee | From 0 kr annual fee |
| Förnyelseavgift | 0 kr annual fee | From 0 kr annual fee |
| Best for |
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| Belöningsnivå |
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| Cashback |
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| Loungeåtkomst | Not specified |
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| Bränsletilläggsbefrielse | Not available | Not available |
| Välkomstförmån | Not specified |
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| Befrielse från årsavgift | No annual fee |
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| Behörighet |
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| Ansökningslänk | Ansök nu | Ansök nu |
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