Solaris SE
ADAC Kreditkarte
A flexible German credit card for ADAC members offering optional fuel discounts, cashback shopping, travel benefits, and insurance packages. The biggest attraction is the optional 2% fuel discount worldwide on fuel and EV charging purchases.
Highlights
Main benefits
- Worldwide Visa acceptance
- Emergency replacement card abroad
- Optional travel insurance packages
- Rental car discounts
- Available through optional Protection, Travel, and Platinum packages
- 2% fuel discount worldwide
- 2% EV charging discount
- Up to 30% cashback at partner online shops
- First year free
- Worldwide Visa acceptance
- Apple Pay support
- Google Pay support
- Emergency replacement card abroad
- ADAC member benefits
- Flexible repayment optionsBest fuel-focused credit card in Germany
- EV charging rewards included
- First year free
- Worldwide acceptance
- Strong ADAC ecosystem benefits
- Online shopping cashback opportunities
Fees
Fees and charges
Joining fee
€0
Renewal fee
€0 for first year; From second year package fees apply
Annual fee waiver
Yes (First Year)
Who can apply
Eligibility
- ADAC Membership Required
- 18+ years old
- German residential address
- Successful credit check (SCHUFA)
Checklist
Documents required
- Government-issued ID
- German residential address
- German bank account
- ADAC membership
- Income information if requested
Process
How to apply
1. Become an ADAC member
2. Apply online via ADAC
3. Complete identity verification
4. Pass credit assessment
5. Receive card by mail
Value
Reward and cashback structure
Reward rate
Up to 2% Fuel Cashback
Cashback
2% fuel discount worldwide,
2% EV charging discount worldwide,
Up to 20-30% cashback at selected online stores through ADAC Cashback Shop
(available through optional savings package)
Good fit
Pros
- Best fuel-focused credit card in Germany
- EV charging rewards included
- First year free
- Worldwide acceptance
- Strong ADAC ecosystem benefits
- Online shopping cashback opportunities
Watchouts
Cons
- Must be an ADAC member
- Fuel cashback capped at €150 spend per month
- No airport lounge access
- Foreign transaction fee applies
- Many benefits require paid add-on packages
- No traditional points program
Related
Related cards
Compare
Compare Cards
| Field | ADAC Kreditkarte | Hanseatic Bank GenialCard |
|---|---|---|
| Bank/provider | Solaris SE | Hanseatic Bank |
| Joining fee | €0 | €0 |
| Renewal fee |
| €0 |
| Best for | Fuel Savings, ADAC Members, Road Travel | International Travel, Foreign Spending, Free Cash Withdrawals Abroad |
| Reward rate | Up to 2% Fuel Cashback | No rewards program |
| Cashback |
| None |
| Lounge access | No | No |
| Fuel surcharge waiver |
| No |
| Welcome benefit |
| None |
| Annual fee waiver condition | Yes (First Year) | Lifetime Free |
| Eligibility |
|
|
| Apply link | Apply Now | Apply Now |
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