Moss
Moss Corporate Card
Business expense management and corporate credit card solution for startups, SMEs, and growing companies with high credit limits, employee cards, and automated accounting integrations.
BusinessBest for Startups, SMEs, corporate expense management, employee spending control
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Highlights
Main benefits
- Up to €2.5 million credit limit
- Up to 60-day payment terms
- Unlimited virtual cards
- Physical and virtual Mastercard cards
- Employee spending controls
- Custom budgets and approvals
- Real-time expense tracking
- Automated receipt collection
- DATEV integration
- Accounting software integrations
- Apple Pay support
- Google Pay support
Fees
Fees and charges
Joining fee
€0
Renewal fee
€0 (Starter plan; premium plans available)
Annual fee waiver
Not applicable on free plan
Who can apply
Eligibility
- Registered business in Germany
- Startup, SME, or corporate entity
- Subject to business verification and approval
Checklist
Documents required
- Business registration documents
- Company details
- Director/Owner ID proof
- KYC verification
- Business financial information (if requested)
Process
How to apply
1. Visit Moss website
2. Submit business information
3. Complete KYC verification
4. Pass credit assessment
5. Receive virtual cards instantly
6. Order physical cards
Value
Reward and cashback structure
Reward rate
: Up to 2% cashback (plan-dependent)
Cashback
Up to 2%
Good fit
Pros
- Very high credit limits
- Free starter plan
- Unlimited employee cards
- Strong expense management tools
- Excellent accounting integrations
- Suitable for fast-growing businesses
Watchouts
Cons
- No airport lounge access
- No travel-focused benefits
- Foreign transaction fee applies
- Cashback depends on plan
- Premium features may require paid plans
Related
Related cards
Compare
Compare Cards
| Field | Moss Corporate Card | Hanseatic Bank GenialCard |
|---|---|---|
| Bank/provider | Moss | Hanseatic Bank |
| Joining fee | €0 | €0 |
| Renewal fee |
| €0 |
| Best for | Startups, SMEs, corporate expense management, employee spending control | International Travel, Foreign Spending, Free Cash Withdrawals Abroad |
| Reward rate | : Up to 2% cashback (plan-dependent) | No rewards program |
| Cashback | Up to 2% | None |
| Lounge access | No | No |
| Fuel surcharge waiver | No | No |
| Welcome benefit | No | None |
| Annual fee waiver condition | Not applicable on free plan | Lifetime Free |
| Eligibility |
|
|
| Apply link | Apply Now | Apply Now |
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