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Deutsche Bank

Deutsche Bank Mastercard Platin

A premium German travel credit card offering airport lounge access, comprehensive travel insurance, worldwide Mastercard acceptance, concierge services, and premium travel benefits for frequent travelers.

TravelBest for Premium Travel, Airport Lounge Access, Travel Insurance
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Deutsche Bank Mastercard Platin

Highlights

Main benefits

  • Priority Pass airport lounge access
  • Worldwide Mastercard acceptance
  • Travel emergency assistance
  • Travel booking support
  • Premium concierge services
  • Travel Medical Insurance
  • Trip Cancellation Insurance
  • Trip Interruption Insurance
  • Rental Car Insurance
  • Baggage Insurance
  • Travel Accident Insurance
  • Priority Pass membership included
  • Comprehensive travel insurance
  • Premium concierge service
  • Worldwide Mastercard acceptance
  • Purchase protection
  • Extended warranty coverage
  • Premium travel assistance

Fees

Fees and charges

Joining fee

€0

Renewal fee

€200

Annual fee waiver

No

Who can apply

Eligibility

  • German resident
  • Minimum age 18
  • Positive SCHUFA credit history
  • Meet Deutsche Bank credit requirements

Checklist

Documents required

  • Government-issued ID
  • German residential address
  • German bank account
  • Income information if requested

Process

How to apply

1. Apply online through Deutsche Bank

2. Submit personal information

3. Complete identity verification

4. Receive approval decision

5. Card delivered by mail

Value

Reward and cashback structure

Reward rate

No rewards points program

Cashback

None

Good fit

Pros

  • Airport lounge access included
  • Strong travel insurance package
  • Premium travel benefits
  • Good worldwide acceptance
  • Concierge service

Watchouts

Cons

  • High annual fee (€200)
  • No cashback rewards
  • No points program
  • Foreign transaction fee applies
  • Not ideal for everyday spending

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Compare

Compare Cards

FieldDeutsche Bank Mastercard PlatinAmerican Express PAYBACK Card
Bank/providerDeutsche BankAmerican Express Germany
Joining fee€0€0
Renewal fee€200€0
Best forPremium Travel, Airport Lounge Access, Travel InsuranceShopping, PAYBACK Rewards, Everyday Spending
Reward rateNo rewards points program
  • 1 PAYBACK Point per €3 spent at all American Express merchants
  • Double points at many PAYBACK partner stores
  • No point expiry while card is active
CashbackNone
  • Approximately 0.33% base return
  • Higher effective value through PAYBACK promotions and partner offers
  • 100 PAYBACK Points = €1 cash value
Lounge access
  • Yes
  • Lounge Program: Priority Pass
  • Included Lounge Visits: Unlimited for Primary Cardholder
No
Fuel surcharge waiverNoNo
Welcome benefitPriority Pass Membership Included
  • 1,000 PAYBACK Extra Points
  • €20 Amazon Gift Card
Annual fee waiver conditionNoLifetime Free
Eligibility
  • German resident
  • Minimum age 18
  • Positive SCHUFA credit history
  • Age 18+
  • Primary residence in Germany
  • SEPA bank account
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