Avant Money

Avant Money Everyday+ Credit Card

Avant Money Everyday+ Credit Card is a cashback credit card in Ireland focused on everyday spending. It offers 5% cashback on groceries and fuel up to €25 per month for the first 12 months, 1% cashback on groceries after the first year, 0.1% cashback on other retail purchases, and Avant Money covers the annual government stamp duty.

cashback, fuel, shoppingBest for Irish customers who want cashback on groceries and fuel Households with regular supermarket and petrol station spending Customers who want everyday retail cashback outside grocery categories Customers who want a card where the annual government stamp duty is covered

Apply Now

Highlights

Main benefits

5% cashback on groceries and fuel up to €25 per month for the first 12 months
1% cashback on grocery purchases after the first 12 months
1% cashback on other eligible retail purchases
Up to €300 cashback in the first 12 months from the monthly cashback cap
Avant Money covers the €30 annual government stamp duty
0% interest on credit card balance transfers for 6 months
8% variable interest rate for purchases, transfers and cash withdrawals
Representative APR up to 22.9%
Additional cardholders can be added at no extra cost
Online application and eligibility checker available

Fees

Fees and charges

Joining fee

€0 annual fee

Renewal fee

€0 annual fee

Annual fee waiver

Avant Money covers the €30 annual government stamp duty

No annual card fee specified

Who can apply

Eligibility

Resident of the Republic of Ireland
Applicant must be at least 18 years old
Regular income and repayment capacity
Subject to Avant Money eligibility checks and credit approval
Credit limit confirmed after full application review

Checklist

Documents required

Proof of identity
Proof of address
PPSN or Irish tax identification details
Income details or proof of earnings
Bank account details
Additional documents requested during Avant Money’s application review

Process

How to apply

1. Visit the Avant Money Everyday+ Credit Card product page

2. Use the eligibility checker to review your likely eligibility

3. Start the online credit card application

4. Enter your personal, income, expense, and banking details

5. Upload or provide any requested documents

6. Complete Avant Money’s review and activate the card after approval

Value

Reward and cashback structure

Reward rate

5% cashback on groceries and fuel up to €25 per month for the first 12 months

1% cashback on grocery purchases after the first 12 months

0.1% cashback on all other eligible retail purchases

0% interest on credit card balance transfers for 6 months

Up to 56 days interest-free credit when purchases are paid in full and on time

Cashback

5% cashback on groceries and fuel up to €25 per month for the first 12 months

Up to €300 cashback in the first 12 months from the monthly cashback cap

1% cashback on grocery purchases after the first 12 months

1% cashback on all other eligible retail purchases

Cashback is credited to the card account

Good fit

Pros

Strong first-year cashback on groceries and fuel
Useful for everyday household spending
Ongoing 1% grocery cashback after the first year
1% cashback on other eligible retail purchases
Annual government stamp duty is covered by Avant Money
Balance transfer offer is included
Eligibility checker is available online

Watchouts

Cons

Highest 5% cashback rate is limited to the first 12 months
Monthly cashback is capped at €25 during the first 12 months
Ongoing non-grocery retail cashback is only 0.1%
Lounge access is not specified
Cashback depends on eligible merchant categories
Credit approval is required

AIB

AIB Platinum Visa Card

AIB Platinum Visa Card is a cashback-focused Visa credit card for personal customers in Ireland. It offers 0.5% cash back on eligible annual purchase spend over €5,000 and up to €50,000, with a maximum cashback award of €225 per 12-month period, plus Visa Luxury Hotel Collection benefits and up to 56 days interest-free credit.

5% cash back on eligible annual purchase spend over €5,000 and up to €50,000
Maximum cashback award of €225 per 12-month period
No annual bank fee

Joining fees

€0 annual bank fee

Renewal fees

€0 annual bank fee

View Details

Bank of Ireland in partnership with Aer Lingus

Aer Credit Card

Aer Credit Card is an Ireland travel rewards credit card from Bank of Ireland in partnership with Aer Lingus. It earns Avios on everyday and Aer Lingus spending and includes annual travel benefits such as 2 European return flights after qualifying spend, 2 lounge passes, 2 fast track and priority boarding passes, and worldwide family multi-trip travel insurance.

Earn 1 Avios for every €1 spent on Aer Lingus products and services
Earn 1 Avios for every €4 spent on all other eligible transactions
2 European return flights after spending €5,000 or more within a Reward Year

Joining fees

€6.50 monthly charge

Renewal fees

€78 annual charge, made up of 12 monthly charges of €6.50

View Details

Avant Money

Avant Money Reward+ Credit Card

Avant Money Reward+ Credit Card is an Ireland rewards credit card focused on upfront cashback and monthly interest refund value. It offers €150 cashback, up to 25% interest refund every month on purchase interest, up to 56 days interest-free credit on purchases, and a 16.8% standard variable interest rate for purchases, transfers, and cash withdrawals.

€150 cashback credited to the card account
25% interest refund every month on eligible purchase interest
Maximum interest refund of €24 per statement period

Joining fees

€0 annual fee

Renewal fees

€0 annual fee

View Details

AIB

AIB Executive Visa Corporate Card

AIB Executive Visa Corporate Card is a premium corporate credit card for Irish businesses whose executives travel frequently by road and air. It includes Priority Pass airport lounge access, travel insurance, AA membership, emergency cash abroad, online account management, contactless payments, Card Liability Waiver Insurance, and access to the Visa Luxury Hotel Collection.

Premium corporate credit card for Irish business travellers
Annual fee of €200 per card
Minimum card limit of €4,000

Joining fees

€200 annual fee per card

Renewal fees

€200 annual fee per card

View Details

Bank of Ireland

Bank of Ireland Business Credit Card

Bank of Ireland Business Credit Card is a business card for Irish sole traders, partnerships, and limited companies. It helps manage business expenses, supports up to 5 online-applied cards with a combined limit of up to €120,000, includes CardController spending controls, and provides comprehensive travel insurance when eligible travel is booked using the card.

Business credit card for everyday business spending
€31 annual fee per Standard card
Online application available for sole traders, partnerships, and limited companies

Joining fees

€31 annual fee per Standard card

Renewal fees

€31 annual fee per Standard card

View Details

Compare

Compare Cards

Card 1Card 2

Field	Avant Money Everyday+ Credit Card	AIB Platinum Visa Card
Bank/provider	Avant Money	AIB
Joining fee	€0 annual fee	€0 annual bank fee
Renewal fee	€0 annual fee	€0 annual bank fee
Best for	Irish customers who want cashback on groceries and fuel Households with regular supermarket and petrol station spending Customers who want everyday retail cashback outside grocery categories	Irish customers who want ongoing cashback on card purchases Customers spending more than €5,000 per year on eligible purchases Customers who clear their balance in full and want up to 56 days interest-free credit
Reward rate	5% cashback on Groceries and fuel up to €25 per month for the first 12 months 1% cashback on grocery purchases after the first 12 months 0.1% cashback on all other eligible retail purchases 0% interest on credit card balance transfers for 6 months	0.5% cash back on eligible annual purchase spend over €5,000 and up to €50,000 Maximum cashback award of €225 per 12-month period Up to 56 days interest-free credit when the balance is cleared in full and on time Visa Luxury Hotel Collection benefits on eligible hotel bookings
Cashback	5% cashback on Groceries and fuel up to €25 per month for the first 12 months Up to €300 cashback in the first 12 months from the monthly cashback cap 1% cashback on grocery purchases after the first 12 months 1% cashback on all other eligible retail purchases	5% cash back on eligible annual purchase spend over €5,000 and up to €50,000 Maximum cashback award of €225 per 12-month period Cash Back Awards are calculated monthly and credited to the card account statement
Lounge access	Not specified	Not specified
Fuel surcharge waiver	5% cashback on eligible fuel spending up to the monthly cashback cap during the first 12 months	Not available
Welcome benefit	5% cashback on groceries and fuel up to €25 per month for the first 12 months 0% interest on credit card balance transfers for 6 months	Special introductory annual interest rate of 3.83% variable on purchases and balance transfers for the first 12 months
Annual fee waiver condition	Avant Money covers the €30 annual government stamp duty No annual card fee specified	No annual bank fee Government stamp duty of €30 is charged annually per credit card account
Eligibility	Resident of the Republic of Ireland Applicant must be at least 18 years old Regular income and repayment capacity	Personal customer in Ireland Minimum qualifying salary of €40,000 Applicant must be at least 18 years old
Apply link	Apply Now	Apply Now

Avant Money Everyday+ Credit Card

Main benefits

Fees and charges

Eligibility

Documents required

How to apply

Reward and cashback structure

Pros

Cons

Related cards

AIB Platinum Visa Card

Aer Credit Card

Avant Money Reward+ Credit Card

AIB Executive Visa Corporate Card

Bank of Ireland Business Credit Card

Compare Cards