Refpo Credit Cards

Best Credit Cards in Ireland

Browse country-specific cards and compare fees, rewards, and benefits.

Avant Money

Avant Money Everyday+ Credit Card

Avant Money Everyday+ Credit Card is a cashback credit card in Ireland focused on everyday spending. It offers 5% cashback on groceries and fuel up to €25 per month for the first 12 months, 1% cashback on groceries after the first year, 0.1% cashback on other retail purchases, and Avant Money covers the annual government stamp duty.

5% cashback on groceries and fuel up to €25 per month for the first 12 months
1% cashback on grocery purchases after the first 12 months
1% cashback on other eligible retail purchases

Joining fees

€0 annual fee

Renewal fees

€0 annual fee

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Bank of Ireland in partnership with Aer Lingus

Aer Credit Card

Aer Credit Card is an Ireland travel rewards credit card from Bank of Ireland in partnership with Aer Lingus. It earns Avios on everyday and Aer Lingus spending and includes annual travel benefits such as 2 European return flights after qualifying spend, 2 lounge passes, 2 fast track and priority boarding passes, and worldwide family multi-trip travel insurance.

Earn 1 Avios for every €1 spent on Aer Lingus products and services
Earn 1 Avios for every €4 spent on all other eligible transactions
2 European return flights after spending €5,000 or more within a Reward Year

Joining fees

€6.50 monthly charge

Renewal fees

€78 annual charge, made up of 12 monthly charges of €6.50

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Avant Money

Avant Money Reward+ Credit Card

Avant Money Reward+ Credit Card is an Ireland rewards credit card focused on upfront cashback and monthly interest refund value. It offers €150 cashback, up to 25% interest refund every month on purchase interest, up to 56 days interest-free credit on purchases, and a 16.8% standard variable interest rate for purchases, transfers, and cash withdrawals.

€150 cashback credited to the card account
25% interest refund every month on eligible purchase interest
Maximum interest refund of €24 per statement period

Joining fees

€0 annual fee

Renewal fees

€0 annual fee

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AIB

AIB Executive Visa Corporate Card

AIB Executive Visa Corporate Card is a premium corporate credit card for Irish businesses whose executives travel frequently by road and air. It includes Priority Pass airport lounge access, travel insurance, AA membership, emergency cash abroad, online account management, contactless payments, Card Liability Waiver Insurance, and access to the Visa Luxury Hotel Collection.

Premium corporate credit card for Irish business travellers
Annual fee of €200 per card
Minimum card limit of €4,000

Joining fees

€200 annual fee per card

Renewal fees

€200 annual fee per card

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Bank of Ireland

Bank of Ireland Business Credit Card

Bank of Ireland Business Credit Card is a business card for Irish sole traders, partnerships, and limited companies. It helps manage business expenses, supports up to 5 online-applied cards with a combined limit of up to €120,000, includes CardController spending controls, and provides comprehensive travel insurance when eligible travel is booked using the card.

Business credit card for everyday business spending
€31 annual fee per Standard card
Online application available for sole traders, partnerships, and limited companies

Joining fees

€31 annual fee per Standard card

Renewal fees

€31 annual fee per Standard card

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AIB

AIB Platinum Visa Card

AIB Platinum Visa Card is a cashback-focused Visa credit card for personal customers in Ireland. It offers 0.5% cash back on eligible annual purchase spend over €5,000 and up to €50,000, with a maximum cashback award of €225 per 12-month period, plus Visa Luxury Hotel Collection benefits and up to 56 days interest-free credit.

5% cash back on eligible annual purchase spend over €5,000 and up to €50,000
Maximum cashback award of €225 per 12-month period
No annual bank fee

Joining fees

€0 annual bank fee

Renewal fees

€0 annual bank fee

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Compare

Compare Cards

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Field	Avant Money Everyday+ Credit Card	Aer Credit Card
Bank/provider	Avant Money	Bank of Ireland in partnership with Aer Lingus
Joining fee	€0 annual fee	€6.50 monthly charge
Renewal fee	€0 annual fee	€78 annual charge, made up of 12 monthly charges of €6.50
Best for	Irish customers who want cashback on groceries and fuel Households with regular supermarket and petrol station spending Customers who want everyday retail cashback outside grocery categories	Irish customers who regularly travel with Aer Lingus AerClub members who want to earn Avios from card spending Customers who can use lounge passes, fast track, priority boarding, and travel insurance
Reward rate	5% cashback on Groceries and fuel up to €25 per month for the first 12 months 1% cashback on grocery purchases after the first 12 months 0.1% cashback on all other eligible retail purchases 0% interest on credit card balance transfers for 6 months	1 Avios for every €1 spent on Aer Lingus products and services 1 Avios for every €4 spent on all other eligible transactions 2 European return flights after spending €5,000 or more within a Reward Year 2 Aer Lingus lounge passes every Reward Year
Cashback	5% cashback on Groceries and fuel up to €25 per month for the first 12 months Up to €300 cashback in the first 12 months from the monthly cashback cap 1% cashback on grocery purchases after the first 12 months 1% cashback on all other eligible retail purchases	Not available Rewards are earned as Avios and travel benefits instead of cashback
Lounge access	Not specified	2 Aer Lingus lounge passes at selected Irish airports every Reward Year Lounge access is available when flying on an Aer Lingus operated flight
Fuel surcharge waiver	5% cashback on eligible fuel spending up to the monthly cashback cap during the first 12 months	Not available
Welcome benefit	5% cashback on groceries and fuel up to €25 per month for the first 12 months 0% interest on credit card balance transfers for 6 months	Not specified
Annual fee waiver condition	Avant Money covers the €30 annual government stamp duty No annual card fee specified	Not specified
Eligibility	Resident of the Republic of Ireland Applicant must be at least 18 years old Regular income and repayment capacity	Resident of the Republic of Ireland Applicant must be at least 18 years old AerClub membership required to use and link travel rewards
Apply link	Apply Now	Apply Now

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