Avant Money
Avant Money Reward+ Credit Card
Avant Money Reward+ Credit Card is an Ireland rewards credit card focused on upfront cashback and monthly interest refund value. It offers €150 cashback, up to 25% interest refund every month on purchase interest, up to 56 days interest-free credit on purchases, and a 16.8% standard variable interest rate for purchases, transfers, and cash withdrawals.
Highlights
Main benefits
- €150 cashback credited to the card account
- 25% interest refund every month on eligible purchase interest
- Maximum interest refund of €24 per statement period
- Up to 56 days interest-free credit on purchases
- 8% standard variable interest rate for purchases, transfers, and cash withdrawals
- Online eligibility checker available
- Mobile app available for card management
Fees
Fees and charges
Joining fee
€0 annual fee
Renewal fee
€0 annual fee
Annual fee waiver
No annual card fee specified
Government stamp duty treatment not specified for Reward+
Who can apply
Eligibility
- Resident of the Republic of Ireland
- Applicant must be at least 18 years old
- Regular income and repayment capacity
- Subject to Avant Money eligibility checks and credit approval
- Credit limit confirmed after full application review
Checklist
Documents required
- Proof of identity
- Proof of address
- PPSN or Irish tax identification details
- Income details or proof of earnings
- Bank account details
- Additional documents requested during Avant Money’s application review
Process
How to apply
1. Visit the Avant Money Reward+ Credit Card product page
2. Use the eligibility checker to review your likely eligibility
3. Start the online credit card application
4. Enter your personal, income, expense, and banking details
5. Upload or provide any requested documents
6. Complete Avant Money’s review and activate the card after approval
Value
Reward and cashback structure
Reward rate
€150 cashback credited to the card account
25% interest refund every month on eligible purchase interest
Maximum interest refund of €24 per statement period
Up to 56 days interest-free credit on purchases
16.8% standard variable interest rate for purchases, transfers, and cash withdrawals
Cashback
€150 cashback credited to the card account
Cashback reward is focused on the card account credit rather than ongoing purchase cashback
No standard ongoing purchase cashback rate specified
Good fit
Pros
- Good upfront cashback value
- Unique monthly interest refund feature
- Useful for customers who want rewards without a points program
- Up to 56 days interest-free credit on purchases
- Online eligibility checker is available
- Mobile app support for account management
Watchouts
Cons
- No standard ongoing purchase cashback rate specified
- Interest refund applies only to eligible purchase interest
- Maximum interest refund is capped at €24 per statement period
- Lounge access is not specified
- Fuel surcharge waiver is not available
- Credit approval is required
Related
Related cards
Compare
Compare Cards
| Field | Avant Money Reward+ Credit Card | AIB Platinum Visa Card |
|---|---|---|
| Bank/provider | Avant Money | AIB |
| Joining fee | €0 annual fee | €0 annual bank fee |
| Renewal fee | €0 annual fee | €0 annual bank fee |
| Best for |
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| Reward rate |
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| Cashback |
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| Lounge access | Not specified | Not specified |
| Fuel surcharge waiver | Not available | Not available |
| Welcome benefit |
| Special introductory annual interest rate of 3.83% variable on purchases and balance transfers for the first 12 months |
| Annual fee waiver condition |
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| Eligibility |
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| Apply link | Apply Now | Apply Now |