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Cashback Picks in India

Credit Card

Reward points on every spend instead of direct cashback benefits.

Get the IDFC FIRST Classic Credit Card — a lifetime free credit card with rewards on everyday spending, railway lounge access, fuel benefits, and no annual fee forever.

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Referral

airbnb

I will earn ₹9568 when someone use my link to creates their listing. Put your link too.

Get rewarded After they complete their first eligible booking within 180 days, your reward will be sent within 14 days. This reward is one side only, so you can submit your account link also.

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Referral

airbnb

I am earning with Airbnb referral. Submit yours to earn.

I get ₹4784 when anyone uses my link to create their listing for the first time. Get rewarded After they complete their first eligible booking within 180 days, your reward will be sent within 14 days.

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Referral

Microsoft

Microsoft rewards

They get up to 1,320 bonus points after completing the Welcome Quest. You get up to 7,500 points per month from your friends searches.

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Referral

Upstox

₹400 per referral

Earn ₹4000 monthly

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Credit Card

HDFC bizgrow business credit card

Earn CashPoints on business spending with accelerated rewards on GST, tax, and utility payments.

Get the HDFC BizGrow Business Credit Card — a business-focused credit card with rewards on GST payments, utility bills, tax payments, travel, and everyday business spending.

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Credit Card

Axis Bank Insta Easy Credit Card

No direct cashback structure, Rewards redeemable through Axis EDGE Rewards program

An FD-backed secured credit card from Axis Bank designed for beginners and users without credit history. It offers guaranteed approval against Fixed Deposit, reward points, fuel surcharge waiver, dining discounts, and high cash withdrawal limits.

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Referral

Stable money

Get ₹200 Amazon voucher

Here’s my invite link, they give a ₹200 reward when you join and book your first FD.

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Referral

Google pay

Earn ₹151 for new friends and ₹21 for welcome back friends

Earn ₹21 on your first payment, if you're new or have not used Google Pay for the last 90 days.

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Credit Card

HDFC infinia metal credit card

High-value reward points redemption on flights, hotels, Apple products, vouchers, and SmartBuy bookings.

Get the HDFC Infinia Metal Credit Card — a premium rewards credit card with luxury travel benefits, unlimited lounge access, SmartBuy rewards, and exclusive lifestyle privileges.

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Credit Card

Kotak 811 Dream Different Credit Card

No direct cashback system, Rewards redeemable for vouchers/cash equivalent

An FD-backed lifetime free secured credit card from Kotak Mahindra Bank designed mainly for beginners and users without credit history. It offers accelerated rewards on online spending, RuPay UPI support, milestone vouchers, and easy approval against Fixed Deposit.

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Credit Card

ICICI Bank Instant Platinum Credit Card

No direct cashback system, Rewards redeemed through PAYBACK catalogue and vouchers

An FD-backed lifetime free credit card from ICICI Bank designed mainly for beginners and users with no credit history. It offers instant issuance against a Fixed Deposit along with reward points, movie discounts, and fuel surcharge waiver.

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