SBI Card
Eternal SBI Card
The Eternal SBI Card is a co-branded cashback credit card from SBI Card, designed for users of Zomato, Blinkit, District and Bistro. It offers up to 10% instant discounts on eligible purchases, up to 5% cashback with select partner brands, and 1% cashback on other eligible spending. The card carries a ₹499 joining fee and ₹499 annual renewal fee, with renewal fee reversal on eligible annual spending of ₹2 lakh.
Highlights
Main benefits
- Monthly District Buy 1 Get 1 movie-ticket benefit, subject to terms.
- Complimentary six-month Zomato Gold membership.
- Annual fee waiver on eligible annual spending of ₹2 lakh.
Fees
Fees and charges
Joining fee
₹499 + GST
Renewal fee
₹499 + GST
Annual fee waiver
₹2,00,000 annual spending
Who can apply
Eligibility
- Salaried applicants: 21–60 years.
- Self-employed applicants: 25–65 years.
- Indian resident with a permanent address and serviceable PIN code.
- Good credit profile required; final approval depends on SBI Card's assessment.
- Existing SBI Card holders may also apply, subject to eligibility.
Checklist
Documents required
- PAN card.
- Aadhaar card or another accepted government address proof.
- Income proof, such as salary slips or ITR, if requested.
- Additional KYC documents, if required by SBI Card.
Process
How to apply
1. Visit the official Eternal SBI Card page.
2. Request early access if applications are not yet open to you.
3. Wait for an invitation to apply.
4. Complete the application through the provided process.
5. Submit the required documents and complete verification.
6. Receive the card if approved.
Value
Reward and cashback structure
Reward rate
Not applicable
Cashback
Zomato- 10% instant discount.
Blinkit- 10% on eligible beauty and electronics; 5% on other eligible categories.
District- 10% instant discount on eligible transactions.
Bistro- 10% instant discount.
Partner cashback- Up to 5% at Apollo 24|7, ixigo, Uber and Urban Company.
Other eligible spending- 1% cashback.
Good fit
Pros
- Up to 10% instant discounts on eligible Zomato, District and Blinkit purchases.
- Up to 5% cashback on selected partner brands.
- 1% cashback on other eligible spending.
Watchouts
Cons
- Not a lifetime-free card.
- Cashback and discounts have monthly caps and exclusions.
- No confirmed complimentary airport lounge access.
- Applications may be invitation-based; requesting early access does not guarantee approval.
Related
Related cards
कार्ड तुलना करें
कार्ड तुलना करें
| Field | Eternal SBI Card | HDFC Millennia Credit Card |
|---|---|---|
| Bank/provider | SBI Card | HDFC Bank |
| जॉइनिंग फीस | ₹499 + GST | ₹1000 |
| रिन्यूअल फीस | ₹499 + GST | ₹1000 |
| Best for | Cashback / Lifestyle / Co-branded | Online shopping, Cashback seekers, Swiggy/Zomato/Amazon/Flipkart users |
| रिवॉर्ड रेट | Not applicable | 1% cashback on most other eligible spends |
| कैशबैक |
| 5% CashBack on leading brands - Amazon, Flipkart, Myntra, Tata CLiQ, Swiggy, Zomato, Uber, BookMyShow, Sony LIV and Cult.fit |
| लाउंज एक्सेस | No | Quarterly spend-based Domestic Airport Lounge Access |
| फ्यूल सरचार्ज छूट |
| 1% fuel surcharge waiver |
| वेलकम बेनिफिट | 6-month complimentary Zomato Gold membership | Flat ₹1100 rewards when applied through cashkaro |
| वार्षिक फीस छूट | ₹2,00,000 annual spending | Spend over ₹1,00,000 in a year before renewal to get your Credit Card fee waived |
| योग्यता |
|
|
| आवेदन लिंक | आवेदन करें | आवेदन करें |
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