DNB and SEB Kort
DNB Corporate Mastercard
DNB Corporate Mastercard is a Norwegian business credit card for large and small company expenses such as goods purchases, online shopping, parking, and employee travel. It offers up to 55 days interest-free credit, flexible repayment of invoices, individual or company-level billing, automatic travel insurance, Avis car rental discount, Corporate Card app controls, and Card Admin for company oversight.
Highlights
Main benefits
- Business credit card for Norwegian companies
- Used for goods purchases, online shopping, parking, and employee travel
- Up to 55 days interest-free credit
- Flexible repayment of invoices
- Individual cardholder invoices or one overall company invoice
- Corporate liability option available
- Private liability option available
- Annual price from 250 kr with corporate liability and 15-day due date
- Annual price from 395 kr with private liability and 15-day due date
- Automatic travel insurance when at least 50% of journey travel costs are paid with the card
- Travel insurance applies to trips up to 3 months
- Up to 17.5% discount on Avis car rental
- Corporate Card app gives overview of purchases, balance, PIN, receipts, and card controls
- Card Admin gives company overview of cards, invoices, payments, and card management
- Purchase transactions in Norway and abroad cost 0.00 kr
- Currency conversion fee of 2.00% on foreign transactions and online shopping in foreign currency
- Book Now - Pay Later available for 70 kr per transaction
- File transfer to travel expense system available for 3,500 kr plus VAT per year
Fees
Fees and charges
Joining fee
From 250 kr per year with corporate liability
Renewal fee
From 250 kr per year with corporate liability or from 395 kr per year with private liability
Annual fee waiver
Not specified
Who can apply
Eligibility
- Business customer in Norway
- Suitable for companies needing cards for employee work-related expenses
- Corporate liability option requires two-year accounting history
- CEO or authorised business agent selects the desired company credit limit
- Overall credit limit is shared between cards under the agreement
- Subject to DNB and SEB Kort business onboarding and credit approval
Checklist
Documents required
- Norwegian organisation number or company registration details
- Details of CEO or authorised business agent
- Company accounting or financial information
- Cardholder details for employees receiving cards
- Billing and invoice preference details
- Desired overall company credit limit
- Additional documents requested during DNB or SEB Kort review
Process
How to apply
1. Visit the DNB Corporate Mastercard product page
2. Choose whether the card should use corporate liability or private liability
3. Decide whether invoices should go to each cardholder or as an overall invoice to the company
4. Start the Corporate Mastercard application through DNB’s SEB Kort application route
5. Enter company, authorised representative, billing, and cardholder details
6. Select the desired overall company credit limit
7. Submit the application for DNB and SEB Kort review and activate cards after approval
Value
Reward and cashback structure
Reward rate
Up to 55 days interest-free credit
Flexible repayment of invoices
Automatic travel insurance when at least 50% of journey travel costs are paid with the card
Up to 17.5% discount on Avis car rental
Purchase transactions in Norway and abroad cost 0.00 kr
Card Admin access costs 0.00 kr
Credit interest rate 19.60% with effective rate from 26.67% to 29.12%
Cashback
Not available
Value is provided through business expense control, interest-free credit, travel insurance, Avis discount, and card administration tools instead of cashback
Good fit
Pros
- Strong corporate card from Norway’s largest banking group
- Good fit for employee travel and everyday business expenses
- Up to 55 days interest-free credit supports cash flow
- Automatic travel insurance adds practical value
- Choice between individual and company-level invoicing
- Card Admin helps finance teams control cards and invoices
- Corporate Card app supports receipts, PIN, blocking, and card overview
- Avis car rental discount can benefit business travellers
- Purchase transactions have 0.00 kr card purchase fee
Watchouts
Cons
- Annual fee applies
- No cashback rewards rate specified
- No standard points rewards rate specified
- Lounge access is not specified
- Fuel surcharge waiver is not available
- Corporate liability option requires two-year accounting history
- Foreign transactions include a 2.00% currency conversion fee
- Credit approval is required
Related
Related cards
Compare
Compare Cards
| Field | DNB Corporate Mastercard | Qred VISA Business Card |
|---|---|---|
| Bank/provider | DNB and SEB Kort | Qred Bank |
| Joining fee | From 250 kr per year with corporate liability | 0 kr annual fee |
| Renewal fee | From 250 kr per year with corporate liability or from 395 kr per year with private liability | 0 kr annual fee |
| Best for |
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| Reward rate |
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| Cashback |
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| Lounge access | Not specified | Not specified |
| Fuel surcharge waiver | Not available | Not available |
| Welcome benefit | Not specified | Not specified |
| Annual fee waiver condition | Not specified | No annual fee |
| Eligibility |
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| Apply link | Apply Now | Apply Now |